
Matthew Grace
Mortgage Adviser
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About Matthew
Matthew Grace is a Mortgage Adviser at Mortgage Lab based in Auckland, helping New Zealand clients with mortgage advice and KiwiSaver advice. Matthew can help clients in English.
Get to Know Matthew
What inspired you to become a Mortgage Broker?
I am passionate about helping families achieve their dream of having a home to call their own, and investors to build their portfolio.
What is the best part of being a Mortgage Broker?
The best part of being a mortgage broker is that we help people make their dreams a reality.
What have you found to be the most challenging aspect?
The most challenging part is supporting people to understand that sometimes changes are needed to achieve their goals.
How would you sum up being a Mortgage Broker in three words?
Professional, Informed and Supportive.
If you were Prime Minister for one day, what would you do?
I would improve our country's focus on Research and Development so that we have more rewarding roles.
If you could have dinner with any three people (alive or dead), who would it be?
Steve Harvey, Denzel Washington and Sukarno.
If you weren't in Mortgage Broking, what would you do?
On a beach in Bali.
What Clients Say
4 testimonials
English Articles
Refix, Refinance or Top Up? How to Choose the Right Mortgage Move in 2026
A practical NZ guide to choosing between refixing your current loan, refinancing to another lender, or topping up your mortgage in 2026.
Debt Consolidation By Refinancing Your Mortgage in NZ: When It Helps and When It Hurts
Refinancing can reduce high-interest debt repayments, but it can also turn short-term debt into long-term mortgage interest. Here is how to judge it properly.
Mortgage Refinance Costs and Cashback in NZ: How to Work Out the Real Deal in 2026
Cashback can make refinancing attractive, but only if the numbers work after legal costs, break fees, clawbacks, and loan structure.
Ready to Chat with Matthew?
Get in touch today for a free, no-obligation consultation about your mortgage needs.
Regulatory Information
Matthew Grace provides regulated financial advice under The Mortgage Lab NZ Limited FAP license.
Financial Services Provider number: 587228
Individual FSP: FSP1003032