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Our Latest Articles

Our Latest Articles

The one bank trap and the several bank nightmare

Date Published: 14 November 2018

A common phrase in mortgage world is the “one bank trap”. It’s when you have all your lending with one bank which gives the policy makers at the bank all…

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The Bank Said No Credit Hurdle

Date Published: 24 October 2018

It happens to almost everyone eventually.  You walk into the bank, ask for an amount of money, either to buy a car, house or business and the bank declines you. …

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The Worst Financial Decision You Can Make

Date Published: 20 October 2018

Saving is a long, slow process. That’s why so many of us are so bad at it. You could put $20 aside every week and after a year, you’ll have…

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The Bank Said No Income Hurdle

Date Published: 18 October 2018

It happens to almost everyone eventually. You walk into the bank, ask for an amount of money, either to buy a car, house or business and the bank declines you. Today we’ll…

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Date Published: 16 October 2018

It happens to almost everyone eventually. You walk into the bank, ask for an amount of money, either to buy a car, house or business and the bank declines you. We look…

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Small Steps – Update Your KiwiSaver Contact Details

Date Published: 16 October 2018

If you have ever tried to tidy up your financial affairs, it can be overwhelming to try and do everything at once.  Like most big projects, the best way to…

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Better budget - the spindel laundry dryer

Date Published: 28 August 2018

At least once a month, we try to bring you an unusual outside-the-box method to save money.  Recently we’ve introduced you to Pocketsmith.com and shown you how cleaning your heat…

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Case study - August 2018

Date Published: 30 July 2018

This month’s case study looks at a client that found themselves almost at the magical 20% deposit.  Almost… but not quite. Let’s call the couple Bill and Hillary (obviously not…

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City focus - Tauranga

Date Published: 12 June 2018

This month our Mortgage Advisers take a good look at the property sector in the beautiful city of Tauranga. Tauranga Property Prices It would be fair to say that property…

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App of the month - Mortgage Calculator

Date Published: 11 June 2018

We are very proud to announce the release of our Mortgage Lab Calculator on the iPhone App Store! With the focus on being simple to use, it has everything you…

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Your mortgage rate is 8%

Date Published: 26 April 2018

Repeat after me.“The interest rate I pay on my mortgage is 8%…”“The interest rate I pay on my mortgage is 8%…” No it’s not You’re right, it probably isn’t.  If…

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What is Price By Negotiation?

Date Published: 22 April 2018

Until recently, selling a house by Auction has been the most popular method of selling in Auckland.  It takes advantage of the excitement in the market and pits buyers directly…

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Pocket money into KiwiSaver

Date Published: 20 April 2018

Could parents use KiwiSaver as a method for rewarding children in the form of pocket money?  Read on to see how one of our clients is not only successfully doing…

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Predictions for 2018

Date Published: 10 January 2018

It’s the time of the year when we buff up our Crystal Ball, gaze into the complicated world of economics and finance and come up with sufficiently generic forecasts/predictions to…

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Mortgagee Sales – What To Look Out For

Date Published: 15 November 2017

Property prices have increased significantly over the past few years.  It can be tempting for buyers to be on the hunt for a bargain.  For most buyers, nothing says “desperate…

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App of the month – Sun Seeker

Date Published: 19 October 2017

This month’s app that we love is called Sun Seeker.  It is immensely useful and a very simple concept. With the world just waking up to Augmented Reality, this app…

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Small Steps – Credit Report

Date Published: 12 October 2017

Have you ever tried to tidy up your financial affairs? It can be overwhelming to try and do everything at once. Like most big projects, the best way to achieve…

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Transfer Your Aussie Super to KiwiSaver

Date Published: 12 October 2017

It’s estimated that there is ~$5 billion of Kiwi’s funds ‘lost’ in Aussie Super funds. This is usually because that NZer was working in Australia, contributing to a Super Fund…

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