Cindy Huang - Mortgage Broker based in Auckland


Cindy Huang

Financial Adviser:

Based in Auckland
Speaks fluent Mandarin, Teochew and English
Contact: (021) 332 053
Email: CindyH@mortgagelab.co.nz

Book a time with Cindy

It’s easy to apply for a new mortgage or get your current mortgage reviewed with Cindy. Click the “Start Your Application” button above and create your own free account in our online system.

Once you’ve completed the application, Cindy will be in touch to work through everything with you. There’s no cost for this service.

If you have any questions while you are completing the online form, don’t hesitate to contact Cindy. She’s here to help.

Cindy Huang provides regulated financial advice under The Mortgage Lab NZ Limited FAP license and business structure and works within Mortgage Lab as a Financial Adviser – Mortgage Specialist.


Mortgage Advice

First Home, Second Home, Holiday Home, Investment Property, Construction loan. I can help with all your home buying needs.

  • Investment Property Finance
  • Construction Loans
  • Non-Bank Lenders
  • Debt Consolidation
  • And more…

Online Meeting

I am able to meet with you over online platforms if you are unable to meet in person.

Available to meet at your location (or online):



Sunday 24 Hours
Monday 24 Hours
Tuesday 24 Hours
Wednesday 24 Hours
Thursday 24 Hours
Friday 24 Hours
Saturday 24 Hours

About Cindy

Q. What inspired you to become a Mortgage Broker?

A. I have previously worked as an inbound tour operator for many years. It gives me great experience of how to communicate well with people, find out people’s goals and needs, and work out the best solutions for them. Also I always had a personal interest in the financial industry and property market. I think becoming a mortgage broker is  just the right career for me.

Q. What is the best part of being a Mortgage Broker?

A. Helping people to achieve their needs and goals.

Q. What have you found to be the most challenging aspect?

A. Managing time is the most challenging part for me. I may become preoccupied with fixing problems rather than moving ahead.

Q. What is your most memorable client experience?

A. Become friends with clients, building long-term relationships with them.

Q. How would you sum up brokers in three words?

A. Resourceful, Available, Reliable,

Q. If you were Prime Minister for one day, what would you do?

A. Remove the LVR restrictions for first home buyers.

Q. If you could have dinner with any three people (alive or dead), who would it be?

A. Grandmother, Grandfather, Charles Thomas Munger.

Q. Complete this sentence: If I Wasn’t in Mortgage Broking, I would be…

A. In property development.

  • Sovereign Home Loans (AIA Sovereign)
  • Bank of China Limited

What Past Clients Say…

Cindy is a really helpful and trusted consultant who handles my case in professional and sufficient way. Much appreciated.

Cindy Huang

Top Up - S Wu, Auckland

Very happy with the professional service provided by Cindy, high recommend!!

Cindy Huang

First Home - A Ma, Auckland

Cindy, who’s a very professional and very kindly to the client. I am very Lucky choose her to be my adviser.
Thank you so much for your support Cindy.

Cindy Huang

First Home - A Qu, Auckland

I found Cindy extremely helpful and professional. Her personal approach makes me feel so comfortable when I need to ask her any question. She is amazing and highly recommend her.

Cindy Huang

Refinance - Auckland

She is very kind of person. Very professional and responsible.

Cindy Huang

Investment - Y Yu, Auckland

Cindy is very professional and passionate to help our mortgage application, I am very appreciate and look forward to work with her next time, definitely to advise her to other friends if they needed.

Cindy Huang

Top-Up - C Wang, Auckland

Cindy was extremely helpful and had supported us all the way through our journey in buying a new house. She was patient and professional!

Cindy Huang

New Home - Auckland

Highly recommend Cindy Huang, professional, knowledgeable of first home loans, and patient. She’s made the whole process very smooth and straightforward. Have recommended her to our friends for future business already.

Cindy Huang

First Home - C Meng, Auckland

Cindy Huang provided perfect customer service. She helped us to go through options to achieve a positive and timely outcome. I am incredibly grateful to her for assisting me and my partner to purchase our first home. Cindy provided comprehensive guidance and helped me to navigate the complexities of the…

Cindy Huang

First Home - T Li, Auckland

She is excellent. She is very helpful.

Cindy Huang

New Home - J Yang, Auckland

Cindy was brilliant! She got us a mortgage when I thought we wouldn’t have a chance because of our age!

Cindy Huang

New Home - J Hoby, Auckland

Cindy is very friendly and helpful to answer all of my questions so the whole process is very smooth and effective. She evaluated what the best of mortgage condition and the kind of property I should look for. I am so happy that I can buy the house so quick and hassle free. You can contact her and you w…

Cindy Huang

First Home - C Cheng, Auckland

Very helpful!

Cindy Huang

New Home - D Tran, Auckland

Cindy was one of the best brokers we have ever worked with. We found her at a time we were at a crossroad, not knowing if our loan was possible. She was patient with us, assured us of the way forward, and turns out she was right after all. She was conscientious and professional in her approach, always c…

Cindy Huang

New Home - S Ekundayo, Auckland

Who can Cindy help?

First Home Buyers

We help first home buyers achieve their dream of home ownership by reviewing their finances and helping them find the right loan. It’s never too early to start this process, and making plans early on can set you up for success.

Home Owners

Even if you already own a property, it’s a good idea to check that your mortgage is setup correctly.  We often find our clients can save thousands of dollars by simply re-arranging their mortgage and negotiating their interest rate.  We do this on our clients behalf at no cost.

Investment Properties

It doesn’t matter if you’re planning to build or simply buy an existing property. If you are looking to build your property portfolio, we are here to help and make sure you get it correct the first time.

“The Successful First Home Buyer”