Are you thinking construction? Looking to build your next home?
Building a new home has extra steps but don’t let that put you off. We’ll walk you through how the bank will treat each type of construction contract that you come across. Talk to us about:
- Fixed price contracts
- Turn Key contracts
- Buying off-the-plans
- KiwiBuild properties
- Labour only contracts
- Factory built houses
That’s where we come in.
To make sure you’re at the best bank for your situation; no matter how much deposit you’ve got, what kind of contract you’re purchasing or what income you have. We’ll guide you on the path to constructing your next home.
Don’t miss out on your dream home, call us today to begin making your dream a reality!
A bit lost with construction?
We do not charge you for our services so give us a call or have a look at our helpful information below. It is always free for you to chat with us and get any help and advice you need!
Our mortgage brokers can help you…
- Calculate affordability
- Find the best bank for you
- Give you step-by-step guidance
- Help you get up to 95% LVR
- Get KiwiBuild pre-approval
While the Reserve Bank has tried to make finance more difficult in the past 6 months, they have also tried to encourage mortgage lending on newly constructed properties. In other words, getting finance is slightly easier if you are purchasing a construction contract than it is for an existing property.
Can you get KiwiSaver help?
When you are buying your first home, one of the first things to confirm is whether you have access to KiwiSaver and/or a HomeStart Grant. We have a range of articles spelling out everything you need to know about these options. The use of your KiwiSaver increases your deposit, which can make borrowing significantly easier and cheaper.
Don’t forget: for all questions, you can always contact your local mortgage broker directly. It only takes 2 minutes to call the adviser and you will have an answer immediately.
What Past Clients Say…
Why Choose Us?
Because when it comes to your first home, you deserve the very best…
We act quickly to reduce the hassle and hold-ups of the financial approval process
We’re highly experienced and trained to help you through the mortgage approval process
We’re here for you and we genuinely care about helping make your dream a reality
Want to DIY but need a little more help?
Purchase our book online to become the next successful first home buyer
Our paperback book “The Successful First Home Buyer” walks you through the entire process of preparing to buy your first home.
The goal? By the end of the book, you will present to the bank as the perfect buyer! Follow the To-dos at the end of each chapter and make the entire home-buying process easy.
Send us a message:
Get in touch with Mortgage Lab. Simply send us a message via the form and we’ll be in touch shortly.