Life & Health Insurance
Protect your family and income with the right cover
When you take on a mortgage, protecting your ability to repay it becomes more important than ever. Life insurance, income protection, and health insurance can give you and your family peace of mind if the unexpected happens.
We work with Maurice Trapp Group, one of New Zealand's most experienced insurance advisory firms, to help you find the right protection for your situation. They can review your existing cover, identify any gaps, and recommend solutions that fit your budget.
Whether you're buying your first home, starting a family, or reviewing your current insurance, getting expert advice ensures you're not paying for cover you don't need while having adequate protection where it matters most.
How We Can Help
Review your existing insurance to identify gaps and overlaps
Understand the difference between life, trauma, TPD, and income protection insurance
Get advice on how much cover you actually need based on your mortgage and lifestyle
Compare policies from multiple insurers to find the best value
Understand what ACC does and doesn't cover for illness and injury
Set up mortgage protection that pays your home loan if something happens to you
Navigate health insurance options for faster access to treatment
Frequently Asked Questions
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What Our Clients Say
“Somesh was outstanding, he explained everything in detail and made the mortgage loan process so easy for us , very approachable, definitely 💯 recommending to chose him if needed help , Thanks Somesh”
Kuldeep Singh
Somesh Awasthi“Nicola was absolutely amazing to deal with, as first home buyers - we had no idea what we were doing and Nicola walked us through every step. She was so onto everything, and amazing communication, we were never left wondering what was happening. Our first home buying journey was such a success due to Nicola’s hardwork. We could not recommend her enough.”
Stevie Farley
Nicola Winters“I contacted Michael on a whim to find out how close I was to being able to get a home loan. It turned out to be one of the best decisions I’ve ever made, as just seven months later I am now living in my first home! Michael was incredibly knowledgeable and supportive throughout the entire process. He guided me like a pro, clearly identifying where I needed extra help while also letting me take the lead in areas I felt confident. I have no doubt that I wouldn’t be in the position I am today without his experience and positive attitude. I am truly thankful for all of his advice and support throughout the process, and would highly recommend his service. Thank you so much Michael!”
Kimberley Jensen
Michael ShrubsallReady to Get Started?
Talk to one of our friendly mortgage advisers today. Our service is usually at no direct cost to you.