Karen Hyland - Mortgage Broker based in Central Auckland


Karen Hyland

Financial Adviser:
Mortgages and KiwiSaver

Based in Central Auckland
Contact: (021) 154 5903
Email: KarenH@mortgagelab.co.nz

Book a time with Karen

It’s easy to apply for a new mortgage or get your current mortgage reviewed with Karen.  Click the “Start Your Application” button above and create your own free account in our online system.

Once you’ve completed the application, Karen will be in touch to work through everything with you.  There’s no cost for this service.

If you have any questions while you are completing the online form, don’t hesitate to contact Karen.  She’s here to help.

Karen Hyland provides regulated financial advice under The Mortgage Lab NZ Limited FAP license and business structure and works within Mortgage Lab as a Financial Adviser – Mortgage and KiwiSaver Specialist.


Mortgage Advice

First Home, Second Home, Holiday Home, Investment Property, Construction loan. I can help with all your home buying needs.

  • Investment Property Finance
  • Construction Loans
  • Non-Bank Lenders
  • Debt Consolidation
  • And more…

Online Meeting

I am able to meet with you over online platforms if you are unable to meet in person.

Available to meet at your location (or online):



Sunday Available upon request
Monday  9.00am – 5.00pm
Tuesday  9.00am – 5.00pm
Wednesday  9.00am – 5.00pm
Thursday  9.00am – 5.00pm
Friday  9.00am – 5.00pm
Saturday Available upon request

About Karen

Karen Hyland joined The Mortgage Lab after a career in Human Resources.  She has had a long term interest in property and particularly enjoys helping clients save money and get the house they want.

On the weekends, Karen enjoys dabbling with photography, travel and hanging out with friends and family.

  • Sovereign Home Loans (AIA Sovereign)
  • Bank of China Limited

What Past Clients Say…

Karen was very attentive, clear in her communications and followed up all our queries promptly and with a great smile. In short she was a pleasure to deal with.

Karen Hyland

Investment - N Jackson, Auckland

Karen was the ultimate professional offering great options and very helpful answering any questions I had. I would recommend this service to anyone either buying their first home or just looking at their choices.

Karen Hyland

Top Up - J Vickers, Auckland

Karen and I work in similar industries so I thought I had a pretty good idea about what I wanted to do with my mortgage. Her advice far exceeded my expectations, she was thorough, fast, saved me more money than I expected in multiple ways and will absolutely be using her again!

Karen Hyland

Refinance - Auckland

Karen was amazing, super quick and helped us amazingly. She was also great at answering any stupid questions that we had and explained everything in an easy to understand way. She was amazing, going above and beyond what we had expected.

Karen Hyland

New Home - S North, Auckland

Great listener and communicator, safe hands with sensitive information and guidance and presenting of options is all you want when negotiating with Banks. Cannot thank Karen enough.

Karen Hyland

New Build - C Bain, Auckland

From our very first meeting, Karen was friendly, professional, helpful, informative and very, very knowledgeable. We asked many questions which I’d imagine are rather simple and repetitive to an advisor but Karen happily responded with helpful information, provided links to further information, helped…

Karen Hyland

First Home - S Greco, Auckland

Karen was really thorough in our initial meeting and kept us well informed along the way! Super friendly and did a great job.

Karen Hyland

New Home - J Chatfield, Auckland

Karen was amazing!!! We couldn’t have got anyone better so was just outstanding and we are so happy!

Karen Hyland

Mortgage Purchase

We’re really happy with the end result.

Karen Hyland

New House Purchase - Auckland

Who can Karen help?

First Home Buyers

We help first home buyers achieve their dream of home ownership by reviewing their finances and helping them find the right loan. It’s never too early to start this process, and making plans early on can set you up for success.

Home Owners

Even if you already own a property, it’s a good idea to check that your mortgage is setup correctly.  We often find our clients can save thousands of dollars by simply re-arranging their mortgage and negotiating their interest rate.  We do this on our clients behalf at no cost.

Investment Properties

It doesn’t matter if you’re planning to build or simply buy an existing property. If you are looking to build your property portfolio, we are here to help and make sure you get it correct the first time.

“The Successful First Home Buyer”