We can help you secure your financial future
The most important things in life are beyond price; family, health and independence. You can’t predict or control the future but you can prepare for the unknown. No doubt you insure your home and contents and your cars without question in order to protect your “biggest assets”. You yourself are actually your biggest asset, it’s your hard work that pays the mortgage and buys the car. Insuring yourself protects you, your family and your finances.
There are many different insurance companies and products out there, along with a lot of fine print and confusing detail. The idea of illness, injury or death is scary but insurance doesn’t have to be.
That’s where we come in.
We can manage the insurance process for you. Talk to us about:
- Health insurance
- Life insurance
- Trauma insurance
- Total and permanent disability insurance
- Income protection insurance
- Mortgage repayment insurance
Don’t leave it to tomorrow or to chance, contact us today and protect your future.
Our insurance brokers will…
- Identify the right type of cover and the right level of cover for your situation
- Find the best insurance company and products for you
- Help you understand the policy details
- Manage the application process
- Provide ongoing advice as and when your situation changes
- Provide support through the claims process
The choice of what to insure for and how much is a personal one.
We can give you the benefit of our expert advice but ultimately the decision is yours and we will support your choices.
There is no such thing as a stupid question and we don’t charge you for our services.
So contact us today to see how we can help you.
Not sure whether now’s the right time?
Even if you’ve got insurance in place currently, we can review your insurance at no cost and see whether a complete change is right for you. There’s no cost and no contracts. If we help you into a better financial position, we’re paid by the insurers.
FAQs
Absolutely. You or your Business can take out Key Person Cover on anyone that would cause serious financial instability if they became sick or worse. It helps with replacing a key member of your staff who is sick or injured if they are unable to work.
You sure can! We offer a range of Business and Rural insurance options that can help your client’s business or farm to continue operating if they or a key person faces illness, injury, or death.
Our general rule of thumb is; debts, dependents, and time.
- What debts do you have?
- Who is depending on you to pay them off?
- How long are they going to depend on you?
For a family with children, we’d need to consider housing, education, childcare, and the loss of a secondary income whether that be for a period of time or indefinitely.
The first thing you’ll do with our insurance adviser will be to determine exactly how much insurance you should have. Now, you don’t have to take all of that insurance – we won’t pressure you into purchasing anything you can’t afford – but once you know what you need you can make some decisions on what you can’t do without.
Learn more here.
The difference between Agreed Value and Indemnity insurance largely comes down to when you prove your income – at the time of application (Agreed Value) versus at the time of claim (Indemnity). There are also some differences in how tax is treated at claim time. Talk to your insurance adviser regarding which is best for you.
Whether you are a client with us or just need help with a claim, don’t hesitate to contact one of advisers by clicking here.
When you need help talking to your life and health insurer, don’t do it alone!
You are eligible to apply for cover if:
Due to the range of life insurance products, we often find that everyone needs some type of insurance whether it is to cover medical bills, protect their bills like rent or a mortgage and even to have enough cover to pay off debts in case they passed away.
There is no cookie cutter approach for insurance, no one size fits all so if you are unsure give us a call!
Why Choose Us?
Because when it comes to your first home, you deserve the very best…
Stress-free process
We act quickly to reduce the hassle and hold-ups of the financial approval process
Expert advisers
We’re highly experienced and trained to help you through the mortgage approval process
Friendly service
We’re here for you and we genuinely care about helping make your dream a reality
Send us a message:
Get in touch with Mortgage Lab. Simply send us a message via the form and we’ll be in touch shortly.
