You've got your own home, now make sure you can stay there

Insure Your Tomorrow


Talk to a Mortgage Broker

We can help you secure your financial future

The most important things in life are beyond price; family, health and independence. You can’t predict or control the future but you can prepare for the unknown. No doubt you insure your home and contents and your cars without question in order to protect your “biggest assets”. You yourself are actually your biggest asset, it’s your hard work that pays the mortgage and buys the car. Insuring yourself protects you, your family and your finances.

There are many different insurance companies and products out there, along with a lot of fine print and confusing detail. The idea of illness, injury or death is scary but insurance doesn’t have to be.

That’s where we come in.

We can manage the insurance process for you. Talk to us about:

  • Health insurance
  • Life insurance
  • Trauma insurance
  • Total and permanent disability insurance
  • Income protection insurance
  • Mortgage repayment insurance

Don’t leave it to tomorrow or to chance, contact us today and protect your future.

Our insurance brokers will…

  • Identify the right type of cover and the right level of cover for your situation
  • Find the best insurance company and products for you
  • Help you understand the policy details
  • Manage the application process
  • Provide ongoing advice as and when your situation changes
  • Provide support through the claims process

The choice of what to insure for and how much is a personal one.
We can give you the benefit of our expert advice but ultimately the decision is yours and we will support your choices. 

There is no such thing as a stupid question and we don’t charge you for our services.

So contact us today to see how we can help you.

Not sure whether now’s the right time?

Even if you’ve got insurance in place currently, we can review your insurance at no cost and see whether a complete change is right for you.  There’s no cost and no contracts.  If we help you into a better financial position, we’re paid by the insurers.

Insurance Brokers are paid by the insurance company when your cover starts.  If that cover is cancelled within 24 months, the broker is required to repay some or all of that commission.

We reserve the right to charge for our time if a clawback is incurred.  The fee will be the estimated amount of hours the insurance application took at an hourly rate of $250 per hour.  Unlike other fees, such as Break Fees from the bank, we have capped the amount we can charge clients at $2,500.

If you are wanting to change insurance companies, the best thing to do is immediately talk to your adviser and discuss if any clawback fees will be charged.

Due to the range of life insurance products, we often find that everyone needs some type of insurance whether it is to cover medical bills, protect their bills like rent or a mortgage and even to have enough cover to pay off debts in case they passed away.
There is no cookie cutter approach for insurance, no one size fits all so if you are unsure give us a call!

Our Insurance Advisers are paid by the insurance company when the cover is put in place.  There are no fees for our advice.

A fee may be incurred if you change insurance companies within 24 months of the policy being issued.  Please see how FAQ: Are there fees if I change insurance companies in the future?

Whether you are a client with us or just need help with a claim, don’t hesitate to contact Korinne Ellis by clicking here.
When you need help talking to your life and health insurer, don’t do it alone!

You are eligible to apply for cover if:

  • You are 16 to 70 years of age; and
  • You are a New Zealand citizen or a permanent resident or you hold a current New Zealand work permit or a long term New Zealand business visa
  • Here is the list of the insurance providers our advisers can recommend:

    • AIA Sovereign Limited
    • Accuro Limited
    • Asteron Life Limited
    • Fidelity Life
    • NIB

    Please refer to each adviser’s profile page for the list of specific providers that they work with.

    Korinne is amazing! Made the process so easy and very fun to work with. Highly recommend!

    Korinne Ellis

    Life and Health Insurance - H Fuller, Auckland

    Korinne is amazing. She was always just a phone call, txt, email away. She’s funny and witty, understood what I needed without me really knowing what I wanted. I really didn’t do much. Korinne did it all.

    Korinne Ellis

    Life and Health Insurance - J Dobias, Auckland

    Korinne made it easy. I have been putting off getting insurance for a long time. Now I’m sorted and feel relieved I’m covered

    Korinne Ellis

    Life and Health Insurance - Auckland

    Why Choose Us?

    Because when it comes to your first home, you deserve the very best…

     Stress-free process

    We act quickly to reduce the hassle and hold-ups of the financial approval process

     Expert advisers

    We’re highly experienced and trained to help you through the mortgage approval process

    Friendly service

    We’re here for you and we genuinely care about helping make your dream a reality

    Send us a message:

    Get in touch with Mortgage Lab. Simply send us a message via the form and we’ll be in touch shortly.