Michael Shrubsall - Orewa, Auckland based Mortgage Broker

Michael Shrubsall

Financial Adviser:

Based in Orewa, Auckland
Contact: (027) 245 7511
Email: MichaelS@mortgagelab.co.nz

Book a time with Michael

It’s easy to apply for a new mortgage or get your current mortgage reviewed with Michael. Click the “Start Your Application” button above and create your own free account in our online system.

Once you’ve completed the application, Michael will be in touch to work through everything with you. There’s no cost for this service.

If you have any questions while you are completing the online form, don’t hesitate to contact Michael. He’s here to help.

Michael Shrubsall provides regulated financial advice under The Mortgage Lab NZ Limited FAP license and business structure and works within Mortgage Lab as a Financial Adviser – Mortgage Specialist.


Mortgage Advice

First Home, Second Home, Holiday Home, Investment Property, Construction loan. I can help with all your home buying needs.

  • Investment Property Finance
  • Construction Loans
  • Non-Bank Lenders
  • Debt Consolidation
  • And more…

Online Meeting

I am able to meet with you over online platforms if you are unable to meet in person.

Available to meet at your location (or online):



Sunday Appointments available upon request
Monday 8.00am – 8.00pm
Tuesday 8.00am – 8.00pm
Wednesday 8.00am – 8.00pm
Thursday 8.00am – 8.00pm
Friday 8.00am – 8.00pm
Saturday Appointments available upon request

About Michael

Q. What inspired you to become a Mortgage Broker?

A. I am at a stage in life where I genuinely want to help people progress the property ladder.

Q. What is the best part of being a Mortgage Broker?

A. Meeting new people and having the opportunity to help them attain their goals. Also crunching the numbers and doing the deal.

Q. What have you found to be the most challenging aspect?

A. Keeping up to date with constantly changing legislation and bank policies.

Q. What is your most memorable client experience?

A. It has to be settlement day for a first home buyer.

Q. How would you sum up being a Mortgage Broker in three words?

A. Honest. Reliable. Resourceful.

Q. If you were Prime Minister for one day, what would you do?

A. Easy, introduce a flat tax. Surely the best way to reward hard work and success. I would also scrap the bright line test and reintroduce tax deductibility on interest for property investors. Interest is a genuine business expense.

Q. If you could have dinner with any three people (alive or dead), who would it be?

A. Warren Buffett. Graeme Hart. Frank Lowy.

Q. Complete this sentence: If I Wasn’t in Mortgage Broking, I would be…

A. Full time property investor.

  • Sovereign Home Loans (AIA Sovereign)
  • Bank of China Limited

What Past Clients Say…

We found Michael to be very helpful, friendly and great to deal with. Thank you Michael!

Michael Shrubsall

Refinance - G Nickles, Auckland

Michael was very helpful and engaging. He was available at any time and provided valuable knowledge and support.
I could not recommend Michael enough.

Michael Shrubsall

New Purchase - H Corlett, Auckland

Found Michael amazing to deal with, helped us get the financial side of our life sorted, after the bank I had been with for 25 years wasn’t interested in letting us keep our existing mortgage but move to a bigger place due to our business only being 18 mths old, Michael managed to turn what I thou…

Michael Shrubsall

New Purchase - C McMahon, Palmerston North

Michael was fantastic to work with. He communicated well and kept us in the loop with progress. He achieved what we couldn’t by ourselves and we have no hesitation in recommending him to others.

Michael Shrubsall

New Home - R Knowles, Auckland

Michael Shrubsall made the experience of buying my first home easy and positive! He has a real can-do attitude/approach and was able to look at my entire financial situation to not only help me buy my first home but set me up to be in the best financial position moving forward.
I felt really well-informed thr…

Michael Shrubsall

First Home - C Fitzgerald, Auckland

My wife and I used Michael to obtain a new mortgage for our dream property. Michael was brilliant, communicative and importantly got the deal done. It would be fair to say that we more than made him work to get the deal done as it was a complicated multifaceted deal to enable us to sell and buy in a dif…

Michael Shrubsall

New Home - Q O'Brien, Auckland

Michael was very prompt with his communications and actions on our behalf. Everything was processed smoothly and Michael advised us with the utmost professionalism. Thank you!

Michael Shrubsall

New Purchase - Auckland

Michael Shrubsall, was an amazing advisor. He was very professional and prompt from the very first contact. Michael gave us great advice and assisted us with our refinancing in record time. His relationship and communication with the bank and myself couldn’t be faulted. We would highly recommend h…

Michael Shrubsall

Refinance - A Van Tuyl, Auckland

10/10 Mike. Thanks for your support and for getting me across the line through challenging times. I found him to be very committed and professional in all areas of our business. Great to have a person to person chat and a great contact like Mike. I will always use Mortgage Lab to help me move forward …

Michael Shrubsall

Refinance and Top-Up - E Klaassen, Auckland

Who can Michael help?

First Home Buyers

We help first home buyers achieve their dream of home ownership by reviewing their finances and helping them find the right loan. It’s never too early to start this process, and making plans early on can set you up for success.

Home Owners

Even if you already own a property, it’s a good idea to check that your mortgage is setup correctly.  We often find our clients can save thousands of dollars by simply re-arranging their mortgage and negotiating their interest rate.  We do this on our clients behalf at no cost.

Investment Properties

It doesn’t matter if you’re planning to build or simply buy an existing property. If you are looking to build your property portfolio, we are here to help and make sure you get it correct the first time.

“The Successful First Home Buyer”