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We'll negotiate your interest rates for your mortgage

What you need to know about
Mortgage Refixes

IF IT’S TIME TO REFIX YOUR MORTGAGE, WE CAN HELP.

LET US NEGOTIATE THE BEST RATE FROM YOUR BANK. NO COST. NEW CLIENTS WELCOME.

Every week, we negotiate millions of dollars of mortgages on behalf of our clients at no cost.  We have a constant stream of data seeing what the best rates are and work with your bank to negotiate that.

If you are looking to get the best rate from your bank and want help, complete the form below and one of our advisers will be in touch asap.

Click for interest rate FAQs

We can negotiate with most of the main banks:

  • ANZ
  • ASB
  • BNZ
  • Westpac
  • Sovereign Home Loans
  • SBS
  • Co-Operative

We can also talk with the non-bank lenders such as Resimac, Pepper Money, BlueStone and others.  If you’re unsure, give us a call and we’ll let you know.

Category: Refix

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Typically break fees aren’t negotiable with the bank.  However we will find out what they are going to be and calculate whether it is worthwhile breaking your current rate.

Category: Refix

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It varies from bank to bank.  With most banks the process:

  • a quick discussion
  • you send us an email asking us to request interest rates from the bank
  • we negotiate the rates with the bank
  • we have another discussion about which rate is best for you
  • you can confirm this to us via a short email

The whole process takes around 20 minutes.

Category: Refix

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Yes, as part of our discussion we will discuss whether the structure of your mortgage is still correct for you.  If it’s not, we will discuss what a better structure might be for you.  There is no additional cost for this.

Category: Refix

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It doesn’t cost you anything for us to negotiate and refix your rates for you.  We are paid by the banks for our time.  Why?  Our service replaces the cost a branch or phone centre employee.  There is no additional cost or fees added on for you.

Category: Refix

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