Neil Attapattu - Hawkes Bay based Mortgage Broker


Neil Attapattu

Financial Adviser: Mortgages

Based in the Hawkes Bay
Contact: (027) 274 1937
Email: NeilA@mortgagelab.co.nz

About Neil Attapattu

Q. What inspired you to become a Mortgage Broker?

A. With over 20 years experience working in 3 main NZ banks as a commercial lender, it is a good fit to allow me to continue to assist people while also earning additional income to my salaried role working in Philanthropy.

Q. What is the best part of being a Mortgage Broker?

A. Helping people with their financial goals. Getting a Mortgage is just one part of the puzzle ensuring debt is structured to meet clients needs is the really important piece.

Q. What have you found to be the most challenging aspect?

A. Keeping up to date with constant bank changes. When I worked for one bank I only needed to know one set of policies now I need to know all the banks.

Q. What is your most memorable client experience?

A. Saving a client $8,000.00 a year by structuring their debt differently so that they could make the most of their tax benefits.

Q. How would you sum up being a Mortgage Broker in three words?

A. Customer focused. Knowledgeable. Driven.

Q. If you were Prime Minister for one day, what would you do?

A. Improve our health systems (physical and mental health) which would reduce the numbers of people homeless due to Mental health and addiction issues while ensuring all New Zealanders had the opportunity to stay healthy.

Q. If you could have dinner with any three people (alive or dead), who would it be?

A. Bob Geldof. Nelson Mandella. Gordon Sumner aka Sting.

Q. Complete this sentence: If I Wasn’t in Mortgage Broking, I would be…

A. Only working in philanthropy.

It’s easy to apply for a new mortgage or get your current mortgage reviewed with Neil. Click the “Start Your Application” button and create your own free account in our online system.

Once you’ve completed the application, Neil will be in touch to work through everything with you. There’s no cost for this service.

If you have any questions while you are completing the online form, don’t hesitate to contact Neil. He’s here to help.

Neil Attapattu provides regulated financial advice under The Mortgage Lab NZ Limited FAP license and business structure and works within Mortgage Lab as a Financial Adviser – Mortgage Specialist.


Mortgage Advice

First Home, Second Home, Holiday Home, Investment Property, Construction loan. I can help with all your home buying needs.

  • Investment Property Finance
  • Construction Loans
  • Non-Bank Lenders
  • Debt Consolidation
  • And more…

Online Meeting

I am able to meet with you over online platforms if you are unable to meet in person.

Available to meet at your location (or online):



Sunday 7.00am – 7.00pm
Monday 7.00am – 7.00pm
Tuesday 7.00am – 7.00pm
Wednesday 7.00am – 7.00pm
Thursday 7.00am – 7.00pm
Friday 7.00am – 7.00pm
Saturday 7.00am – 7.00pm
  • Sovereign Home Loans (AIA Sovereign)
  • Bank of China Limited

Who can Neil help?

First Home Buyers

We help first home buyers achieve their dream of home ownership by reviewing their finances and helping them find the right loan. It’s never too early to start this process, and making plans early on can set you up for success.

Home Owners

Even if you already own a property, it’s a good idea to check that your mortgage is setup correctly.  We often find our clients can save thousands of dollars by simply re-arranging their mortgage and negotiating their interest rate.  We do this on our clients behalf at no cost.

Investment Properties

It doesn’t matter if you’re planning to build or simply buy an existing property. If you are looking to build your property portfolio, we are here to help and make sure you get it correct the first time.

“The Successful First Home Buyer”