Rupert Gough - The Mortgage Lab - based in Tauranga

Rupert is the CEO and owner of The Mortgage Lab.  His start in the financial industry was just 3 weeks before Lehman Brothers collapsed in 2008 as he started a role at a superannuation investment fund.

Rupert began working in the mortgage advice industry in 2011 and, after moving to Auckland in 2014, started The Mortgage Lab in early 2017.

You can often find Rupert working on his laptop in cafes in Tauranga or just relaxing with a coffee.  When he’s not at work, Rupert enjoys skiing, camping and occasionally volleyball and mountain bike riding.

Rupert is also the author of The Successful First Home Buyer, a step-by-step guide to presenting yourself as the perfect mortgage applicant.


“We were very happy with the professional service we received and the excellent deals that Rupert was able to secure for us. The whole process was very smooth and stress-free and we found Rupert to be very personable and approachable.” P&K Kensington – Auckland

“Rupert has made the entire mortgage application process very easy. He is pleasant to deal with, honest, trustworthy and you feel confident that your mortgage application is in very capable hands. I would highly recommend Rupert as a Mortgage broker and will be using him for my next property purchase.” T Walker – Auckland

“Rupert was fantastic to work with and as a first home buyer made the whole process much easier by giving advice and always picking up the phone to answer all my little questions!” C McGonigal – Auckland

“My husband and I visited three banks and tried three different brokers before we found Rupert. So stoked with his service! I can’t say enough about his professionalism, communication and speediness in getting us a good deal!” A Vause – Auckland

Who can The Mortgage Lab help?

First Home Buyers

We help first home buyers achieve their dream of home ownership by reviewing their finances and helping them find the right loan. It’s never too early to start this process, and making plans early on can set you up for success.

Home Owners

Even if you already own a property, it’s a good idea to check that your mortgage is setup correctly.  We often find our clients can save thousands of dollars by simply re-arranging their mortgage and negotiating their interest rate.  We do this on our clients behalf at no cost.

Investment Properties

It doesn’t matter if you’re planning to build or simply buy an existing property. If you are looking to build your property portfolio, we are here to help and make sure you get it correct the first time.

“The Successful First Home Buyer”