Q. What inspired you to become a Mortgage Broker?
A. A love of delivering good news, providing options to clients for something as exhilarating as purchasing property.
Q. What is the best part of being a Mortgage Broker?
A. With lenders in the left hand, clients in the right, matchmaking the perfect mortgage rests with me. Exciting!
Q. What have you found to be the most challenging aspect?
A. Not being able to help every applicant. It’s one of my strong beliefs that every New Zealander has the right to own the roof over their head. This guides my focus getting the mortgage approved no matter what obstacles stand in front of us.
Q. What is your most memorable client experience?
A. Moving mountains for a 60year old couple whom the banks wouldn’t consider, in the nick of time helping them clinch their ideal property, using a Second-Tier lender.
Q. How would you sum up being a Mortgage Broker in three words?
A. Brilliant, Motivated, Passionate.
Q. If you were Prime Minister for one day, what would you do?
A. Immediately repeal the outdated KaingaOra First Home Grant regional house price and salary caps. All New Zealanders buying their first home regardless of where they plan to live or the income they earn should benefit from the First Home Grant.
Q. If you could have dinner with any three people (alive or dead), who would it be?
A. David Attenborough, Dave Grohl, Trevor Noah.
Q. Complete this sentence: If I Wasn’t in Mortgage Broking, I would be…
A. Dreaming of helping people buy their own piece of this amazing place we live in.
It’s easy to apply for a new mortgage or get your current mortgage reviewed with Ruan. Click the “Start Your Application” button above and create your own free account in our online system.
Once you’ve completed the application, Ruan will be in touch to work through everything with you. There’s no cost for this service.
If you have any questions while you are completing the online form, don’t hesitate to contact Ruan. He’s here to help.
First Home, Second Home, Holiday Home, Investment Property, Construction loan. I can help with all your home buying needs.
- Investment Property Finance
- Construction Loans
- Non-Bank Lenders
- Debt Consolidation
- Refinancing Mortgage
- Bridging Finance: Upgrading your home, buy new now, sell existing later
- And more…
I am able to meet with you over online platforms if you are unable to meet in person.
Available to meet at your location (or online):
Book a time with Ruan
What Past Clients Say…
Who can Ruan help?
First Home Buyers
We help first home buyers achieve their dream of home ownership by reviewing their finances and helping them find the right loan. It’s never too early to start this process, and making plans early on can set you up for success.
Even if you already own a property, it’s a good idea to check that your mortgage is setup correctly. We often find our clients can save thousands of dollars by simply re-arranging their mortgage and negotiating their interest rate. We do this on our clients behalf at no cost.
It doesn’t matter if you’re planning to build or simply buy an existing property. If you are looking to build your property portfolio, we are here to help and make sure you get it correct the first time.
Some useful mortgage tools
Use our Loan Repayment Mortgage Calculator to see how much your mortgage will cost
Use our mortgage calculator below to see your expected mortgage payments. Click on the “Extra Payments” tab to see how quickly you could pay off your mortgage with just a little extra payment.
How much can you borrow? Check out our affordability calculator.
Use our affordability mortgage calculator to see what you might be able to borrow on your income.