Ruan Chryssafis - Your Local Mortgage Broker


Ruan Chryssafis

Mortgage Adviser

Based in our Manukau and Tauranga offices
Contact: (021) 901 702
Email: RuanC@mortgagelab.co.nz

About Ruan

Q. What inspired you to become a Mortgage Broker?

A. A love of delivering good news, providing options to clients for something as exhilarating as purchasing property.

Q. What is the best part of being a Mortgage Broker?

A. With lenders in the left hand, clients in the right, matchmaking the perfect mortgage rests with me. Exciting!

Q. What have you found to be the most challenging aspect?

A. Not being able to help every applicant. It’s one of my strong beliefs that every New Zealander has the right to own the roof over their head. This guides my focus getting the mortgage approved no matter what obstacles stand in front of us.

Q. What is your most memorable client experience?

A. Moving mountains for a 60year old couple whom the banks wouldn’t consider, in the nick of time helping them clinch their ideal property, using a Second-Tier lender.

Q. How would you sum up being a Mortgage Broker in three words?

A. Brilliant, Motivated, Passionate.

Q. If you were Prime Minister for one day, what would you do?

A. Immediately repeal the outdated KaingaOra First Home Grant regional house price and salary caps. All New Zealanders buying their first home regardless of where they plan to live or the income they earn should benefit from the First Home Grant.

Q. If you could have dinner with any three people (alive or dead), who would it be?

A. David Attenborough, Dave Grohl, Trevor Noah.

Q. Complete this sentence: If I Wasn’t in Mortgage Broking, I would be…

A. Dreaming of helping people buy their own piece of this amazing place we live in.

It’s easy to apply for a new mortgage or get your current mortgage reviewed with Ruan.  Click the “Start Your Application” button above and create your own free account in our online system.

Once you’ve completed the application, Ruan will be in touch to work through everything with you.  There’s no cost for this service.

If you have any questions while you are completing the online form, don’t hesitate to contact Ruan.  He’s here to help.


Mortgage Advice

First Home, Second Home, Holiday Home, Investment Property, Construction loan. I can help with all your home buying needs.

  • Investment Property Finance
  • Construction Loans
  • Non-Bank Lenders
  • Debt Consolidation
  • Refinancing Mortgage
  • Bridging Finance: Upgrading your home, buy new now, sell existing later
  • And more…

Online Meeting

I am able to meet with you over online platforms if you are unable to meet in person.

Available to meet at your location (or online):



Sunday Available
Monday 24 Hours
Tuesday 24 Hours
Wednesday 24 Hours
Thursday 24 Hours
Friday 24 Hours
Saturday Closed

Book a time with Ruan

What Past Clients Say…

Ruan has been totally awesome, and have highly recommended him to others. Thanks Ruan for all your hard work and getting our approval across the line. You are truely amazing.

Ruan Chryssafis

New Home - B Bright, Tauranga

Thank you its so easy to deal with you.

Ruan Chryssafis

Top Up - M Farid, Auckland

Ruan was amazing to work with, he invested in our aspirations and developed strategies to get the best outcomes. How we are first home owners, couldn’t ask for anything more!
Thank you Ruan.

Ruan Chryssafis

First Home Buyer Through Construction

Ruan Chryssafis is the best mortgage broker I have ever dealt with. My wife and I are extremely impressed with his efficiency, being proactive and how he deals with us.

Ruan Chryssafis

Mortgage Refinance

Ruan Chryssafis is an exceptional mortgage broker and person, we’r really impressed with his attitude and service.

Ruan Chryssafis

New Home Purchase - Tauranga

Who can Ruan help?

First Home Buyers

We help first home buyers achieve their dream of home ownership by reviewing their finances and helping them find the right loan. It’s never too early to start this process, and making plans early on can set you up for success.

Home Owners

Even if you already own a property, it’s a good idea to check that your mortgage is setup correctly.  We often find our clients can save thousands of dollars by simply re-arranging their mortgage and negotiating their interest rate.  We do this on our clients behalf at no cost.

Investment Properties

It doesn’t matter if you’re planning to build or simply buy an existing property. If you are looking to build your property portfolio, we are here to help and make sure you get it correct the first time.

“The Successful First Home Buyer”

Some useful mortgage tools

Use our Loan Repayment Mortgage Calculator to see how much your mortgage will cost

Use our mortgage calculator below to see your expected mortgage payments.  Click on the “Extra Payments” tab to see how quickly you could pay off your mortgage with just a little extra payment.

How much can you borrow?  Check out our affordability calculator.

Use our affordability mortgage calculator to see what you might be able to borrow on your income.