Flatmates and Your Mortgage
So you’re looking to purchase. Could a flatmate help you purchase a more expensive house? Will a bank take that extra income into account? How much interest will flatmate income. Read more…
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5 Things You Need To Get Into Your First Home
In this day and age, where house prices are rapidly increasing, it is easy to think that home ownership is an impossible dream. Before I became a mortgage adviser I. Read more…
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Deposits: How much do you need to buy your first home?
If you have less than 20% deposit, you are referred to (by the banks) as a Low Equity (or Deposit) Borrower. You are required to meet a different set of. Read more…
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3 things you can do to get ready for your mortgage (no matter when you’re buying)
Order your Credit Report It’s free to order your own Credit Report and is a great insight into what the bank will know about you. See what loans are recorded. Read more…
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Pay Down Your Mortgage Or Save Into Your KiwiSaver?
It’s a question we get asked a lot. If we have an extra amount of money in our salary, should we use the money to pay down our mortgage or. Read more…
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Apartments: The Low-Down On High Rises
Apartments are a very tempting purchase, especially for first-home buyers. They tend to be lower cost and therefore much more within reach. But there are a few things to be. Read more…
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6 Tips for Bidding at Auction
Auctions can be a little bit overwhelming. They’re meant to be. It’s why they result in higher prices for the Vendors. To help ease the stress, here are 6 quick. Read more…
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Where Am I Going To Find My Mortgage Deposit?
One of the simplest ways to grow your deposit is KiwiSaver. Below, we take a quick look at how quickly your deposit could grow and the numbers around this. Robyn. Read more…
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Construction Mortgages – Turn-Key vs Progress Payment
While the Reserve Bank has tried to make finance more difficult in the past 6 months, they have also tried to encourage mortgage lending on newly constructed properties. In other. Read more…
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Preparing For Your Mortgage – Documentation
Getting a mortgage can be stressful and a lot of that stress is caused by waiting for the bank to make their offer. You can significantly reduce wait time by. Read more…
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