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银行如何计算我是否负担得起投资物业?

Date Published: 28 May 2022

拥有出租物业是新西兰人的普遍梦想。我们中的许多人都设想退休后会拥有几个或更多的永久业权财产,每周都会带来大量的钱来补充我们的养老金。

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All About Conveyancing

Date Published: 20 March 2022

When you’re buying a house, there are a lot of things to think about. One of the steps that is often a mystery for homebuyers is what happens with their…

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Buying a house with Bitcoin

Buying a House with Bitcoin – Can it be Done?

Date Published: 25 August 2021

In no way does this article condone the investment in Bitcoin.  Invest to your personal level of risk tolerance and always seek advice before engaging in any form of speculative…

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Interest Only Mortgages

Interest-Only Mortgages

Date Published: 24 August 2021

This article is current as at 1 September 2021. Interest-only mortgages can be the right strategy in certain circumstances. Unfortunately freeing up money in order to go on holiday isn’t…

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Property Experts You Need on Your Team

Date Published: 27 July 2021

Surrounding yourself with property experts is not just a good idea; it’s absolutely necessary. And while it sounds expensive, you don’t need to be rolling in cash. In fact, in…

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Can I buy an investment property?

我可以购买投资物业吗?

Date Published: 5 May 2021

99%的新西兰人的梦想和目标是拥有房产。一旦实现了,人们通常就开始转向购买其第一笔投资物业。

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2 Bank Account Tips the bank will never tell you

银行永远不会告诉你的小秘密 – 使用多个银行

Date Published: 21 March 2021

银行是企业,目标是赚钱并成为该行业的领先品牌。这是与大多数其他企业的目标相同,归根结底,它们都是很注重销售的。因此不用说,他们不太可能为您提供涉及使用多个银行的建议。以下有两条提示是银行不会告诉你们的 。

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Deposits: How much do you need for your first home?

Deposit:您需要多少钱才能购买第一套房子?

Date Published: 14 February 2021

如果您的存款少于房屋价钱的20%,这就称为low equity borrower 。对于20%或以下的借款人,您需要满足一套不同的贷款标准。

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Apartments: The Low-Down On High Rises

Date Published: 10 December 2020

Apartments are a very tempting purchase, especially for first-home buyers. They tend to cost less and therefore be much more within reach. And you can pretend you’re living in Manhattan,…

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Turn Key, Progress Payments, Contract, Construction, Building, New Home

Construction Mortgages – Turn-Key vs Progress Payment Contracts

Date Published: 9 December 2020

For some time now the Reserve Bank has tried to encourage mortgage lending on newly constructed properties. In other words, getting finance is slightly easier if you are purchasing a…

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3 Things Investment Property Buyers Can Do To Get Ready

Ready To Buy: 3 Things Investment Property Buyers Can Do To Get Ready

Date Published: 30 August 2020

So you’ve decided to purchase an investment property, here are first 3 things you can do to get the ball rolling.

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3 Things Investment Property Buyers Can Do To Get Ready

准备购买:首次置业者可以准备的三件事

Date Published: 30 August 2020

在买人生中的第一套房子过程中可能会令人困惑,准备好买房的关键是要有条理。以下三件事是您可以提前做,以准备申请房屋贷款。

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What does a million dollars buy you in the major cities

What does $1,000,000 buy you in the major NZ cities?

Date Published: 13 August 2020

With Covid-19 lockdowns, working from home has become the new norm. It’s highly probable that buyers who were previously looking to purchase in the larger cities will now be looking…

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Preparing For Your Mortgage - Documentation

Preparing For Your Mortgage – Documentation

Date Published: 3 August 2020

This article is current as at September 2021 Being prepared isn’t just for Scouts. When applying for a mortgage you can significantly reduce wait time by providing all required documentation…

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Ready to Buy: 3 Things First Home Buyers Can Do Today

Ready To Buy: 3 Things First Home Buyers Can Do Today

Date Published: 11 July 2020

Purchasing your first home can be confusing, getting organised can help. Here are 3 things that you can do today to get ready to apply for your mortgage. Order your…

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Flatmates and your mortgage

Flatmates and Your Mortgage

Date Published: 12 May 2020

So you’re looking to purchase. Could a flatmate help you purchase a more expensive house? Will a bank take that extra income into account? How much interest will flatmate income…

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When Should You Transfer Your Overseas Savings If You're Buying A Home In NZ

When should you transfer your overseas savings if you’re buying a home in NZ?

Date Published: 7 May 2020

With the long-term effects of Covid-19 still unknown, a lot of Kiwi expats are returning from overseas with the intention to purchase a home. That means bringing money home and…

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How Expat Kiwis Can Buy Property in NZ and Return Home

How expat Kiwis can buy property in NZ and return home

Date Published: 23 April 2020

With the Covid-19 pandemic, there has been a huge resurgence in expat Kiwis who have decided that NZ is, indeed, the best place in the world. Both Real Estate Agents…

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