fbpx
3 things to do now to prepare for a recession

We are entering an unprecedented time.  The Reserve Bank has announced an Official Cash Rate drop of 0.75% leaving the cash rate at a historic low of 0.25%.  Most economists…

Read More

How does a Credit Card affect your mortgage?, bad debt

Kiwis like Credit Cards… a lot.  If you’ve got 10 minutes, you could get one online right now (don’t).  And the price for easily-acquired, unsecured debt is usually ~20% p.a.…

Read More

3 Thinks you can do to get ready for a mortgage

Whether you’re getting serious about buying a house or are thinking you’d like to buy sometime in the future, doing these three things today will help you get ready for…

Read More

The Bank Said No Credit Hurdle

It happens to almost everyone eventually.  You walk into the bank, ask for an amount of money, either to buy a car, house or business and the bank declines you. …

Read More

Small Steps – Credit Report

Have you ever tried to tidy up your financial affairs? It can be overwhelming to try and do everything at once. Like most big projects, the best way to achieve…

Read More