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3 things to do now to prepare for a recession

Date Published: 9 June 2022

We are entering an unprecedented time.  The Reserve Bank has announced an Official Cash Rate increase from the historic low of 0.25% up to 2%.  Some economists expect a recession…

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How does a Credit Card affect your mortgage?, bad debt

Date Published: 1 March 2020

Kiwis like Credit Cards… a lot.  If you’ve got 10 minutes, you could get one online right now (don’t).  And the price for easily-acquired, unsecured debt is usually ~20% p.a.…

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3 Thinks you can do to get ready for a mortgage

Date Published: 24 April 2019

Whether you’re getting serious about buying a house or are thinking you’d like to buy sometime in the future, doing these three things today will help you get ready for…

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The Bank Said No Credit Hurdle

Date Published: 24 October 2018

It happens to almost everyone eventually.  You walk into the bank, ask for an amount of money, either to buy a car, house or business and the bank declines you. …

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Small Steps – Credit Report

Date Published: 12 October 2017

Have you ever tried to tidy up your financial affairs? It can be overwhelming to try and do everything at once. Like most big projects, the best way to achieve…

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