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How Do I Calculate Yield?

How Do I Calculate Yield on an Investment Property?

Date Published: 2 November 2023

When buying your own home, you need to be good at negotiating with your partner over issues such as whether an outdoor pizza oven is a must-have or a nice-to-have.…

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The Rule of 72

The Rule of 72: A Simple yet Powerful Financial Tool to Estimate Investment Growth

Date Published: 16 March 2023

The Rule of 72 is a widely-used financial concept that allows investors to estimate how long it will take for an investment to double in value, given a fixed annual…

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NZ Mortgage Interest Rates Prediction 2023

Date Published: 16 November 2022

It’s the time of the year when the Mortgage Lab buffs up our Crystal Ball, gazes into the infinitely complicated world of economics, and comes up with sufficiently generic interest…

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3 things to do now to prepare for a recession

Prepare, Don’t Panic – 3 things to do right now to prepare for a recession (and 1 thing you shouldn’t)

Date Published: 9 June 2022

We are entering an unprecedented time.  The Reserve Bank has announced an Official Cash Rate increase from the historic low of 0.25% up to 2%.  Some economists expect a recession…

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The Official Cash Rate (OCR) explained

The Official Cash Rate (OCR) Explained

Date Published: 25 May 2022

As of 25th May 2022, the Official Cash Rate (OCR) for New Zealand is set at 2% What is the Official Cash Rate? The Official Cash Rate (OCR) is an…

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What does a million dollars buy you in the major cities

What does $1,000,000 buy you in the major NZ cities?

Date Published: 13 August 2020

With Covid-19 lockdowns, working from home has become the new norm. It’s highly probable that buyers who were previously looking to purchase in the larger cities will now be looking…

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Stop looking at the Performance of House Prices

Stop looking at the performance of house prices

Date Published: 15 April 2020

Almost every potential house buyer, at some point, will utter some version of the words “what are house prices doing at the moment?”.  It’s an understandable concern.  You don’t want…

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Bank Relief Packages and Mortgage Holidays

Bank Relief Packages and Mortgage Holidays

Date Published: 26 March 2020

Article current as of 1st April 2020 (no April Fools jokes are contained – all information accurate) With the recent announcements with bank relief packages and mortgage holidays, we are…

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OCR Announcement - 16th March 2020

OCR Announcement – 16th March 2020

Date Published: 16 March 2020

The Reserve Bank today announced that the OCR would be reduced by 0.75% to a new level of 0.25%. International markets around the world have been severely affected by the…

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2022 Predictions Interest Rates / House Prices

NZ Interest Rates Prediction 2020

Date Published: 25 February 2020

It’s the time of the year when the Mortgage Lab buffs up our Crystal Ball, gazes into the infinitely complicated world of economics and comes up with sufficiently generic interest…

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City focus - Tauranga

City Focus – Tauranga

Date Published: 12 June 2018

This month our Mortgage Advisers take a good look at the property sector in the beautiful city of Tauranga. Tauranga Property Prices It would be fair to say that property…

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