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Mortgage Deposit: Can I take out a loan to increase my deposit?

Date Published: 6 January 2024

As you may know from our other blogs, there are some key levels of deposit that you need to get to in order to buy a new home. The main…

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Buying a home with friends

Can I Buy A Home With Friends

Date Published: 15 March 2023

While house prices have eased, getting the deposit together for a first home is still a big ask. Kiwis are asking whether it is worth buying with friends instead of…

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Deposits: How much do you need for your first home?

Deposits: How much do you need to buy your first home?

Date Published: 6 December 2022

If you have less than 20% deposit, you are referred to (by the banks) as a Low Equity (or Deposit) Borrower. You are required to meet a different set of…

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First Home Loan Versus First Home Grant

First Home Loan vs First Home Grant

Date Published: 22 May 2022

Previously, we’ve looked at the difference between First Home Grants and KiwiSaver.  Another often confused, pairing is the First Home Loan (previously known as the Welcome Home Loan) facility and…

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First Home Grants and KiwiSaver

First Home Grants and KiwiSaver

Date Published: 21 May 2022

First home buyers can often get tangled up in the pile of new concepts to learn.  In this article, we explore the basics of withdrawing your KiwiSaver and meeting the…

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First Home Loan Versus First Home Grant

首次住房贷款 vs 首次住房补助

Date Published: 23 March 2021

之前,我们已经研究了First Home Grants和KiwiSaver之间的区别。另一个经常引起混淆的配对是“首次购房贷款”(以前称为“Welcome Home Loan”)和“首次购房补助”(以前称为“HomeStart Grant”)。它们都由新西兰住房协会(房屋局)经营,但实际上有很大的不同。

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First Home Grants and KiwiSaver

首次置业补助金 和 KiwiSaver 首套房资金提取

Date Published: 23 March 2021

首次购房者通常会被很多新概念所困扰。在本文中,我们会解释KiwiSaver首套房资金提取,还有“首次置业补助金 – First Home Grant”(以前称为HomeStart补助金)的基本知识。

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Deposits: How much do you need for your first home?

Deposit:您需要多少钱才能购买第一套房子?

Date Published: 14 February 2021

如果您的存款少于房屋价钱的20%,这就称为low equity borrower 。对于20%或以下的借款人,您需要满足一套不同的贷款标准。

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KiwiSaver, First Hone Grand and First Home Loan

KiwiSaver, First Home Grant and the First Home Loan – FAQs

Date Published: 14 April 2019

“My income is too high to be able to use KiwiSaver to purchase my first home”, was a comment made in passing to me today. Article written and submitted by…

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