Updated 16th February 2021 It might feel like decades ago, but on 30th April 2020, the Reserve Bank announced the removal of LVR restrictions on banks in New Zealand. In…
Apartments are a very tempting purchase, especially for first-home buyers. They tend to cost less and therefore be much more within reach. And you can pretend you’re living in Manhattan,…
This article is available in Chinese here. Owning rental properties is a common kiwi dream. Many of us envision going into retirement with a couple or more of freehold properties…
拥有出租物业是新西兰人的普遍梦想。我们中的许多人都设想退休后会拥有几个或更多的永久业权财产，每周都会带来大量的钱来补充我们的养老金。
Below is a list of common mortgage terms which will help buyers and investors understand the finance journey. This list is taken from “The Successful First Home Buyer” book. Asking…
So you’ve decided to purchase an investment property, here are first 3 things you can do to get the ball rolling.
在买人生中的第一套房子过程中可能会令人困惑，准备好买房的关键是要有条理。以下三件事是您可以提前做，以准备申请房屋贷款。
大多数业主都熟悉定期贷款。超过80%的新西兰房屋贷款是有固定期限的, 大多数的期限是1到2年。但很多人不清楚循环信贷和浮动贷款账户之间的区别。
If you happen to be a salary earner, proving your income is relatively easy. As long as your employer issues decent quality payslips, you can provide the 3 most recent slips…
We are entering an unprecedented time. The Reserve Bank has announced an Official Cash Rate drop of 0.75% leaving the cash rate at a historic low of 0.25%. Most economists…
The Reserve Bank today announced that the OCR would be reduced by 0.75% to a new level of 0.25%. International markets around the world have been severely affected by the…
It’s the time of the year when the Mortgage Lab buffs up our Crystal Ball, gazes into the infinitely complicated world of economics and comes up with sufficiently generic interest…
Whenever you’re dealing with complex numbers, it helps to have a few tricks to make quick calculations easy. So here’s an easy way to calculate how long an investment will…
It’s the time of the year when we buff up our Crystal Ball, gaze into the complicated world of economics and finance and come up with sufficiently generic forecasts/predictions to…
The Reserve Bank of New Zealand has released it’s 6 monthly Financial Stability Report. Previous Financial Stability Report Almost exactly one year ago, on the 29th November 2017, the RBNZ announced…
A common phrase in mortgage world is the “one bank trap”. It’s when you have all your lending with one bank which gives the policy makers at the bank all…
It happens to almost everyone eventually. You walk into the bank, ask for an amount of money, either to buy a car, house or business and the bank declines you. …
It happens to almost everyone eventually. You walk into the bank, ask for an amount of money, either to buy a car, house or business and the bank declines you. Today we’ll…