fbpx

Can I still get a mortgage if I’ve got bad credit or have been bankrupt?

Everyone has high and low points in their life.  That doesn’t mean your should be permanently unable to buy a house. If you’ve found the right house, we have a lot of options for buying even with a bad credit report.

You’ll pay more interest for a while but the goal is to get you back to a mainstream bank as soon as possible.

Latest Posts

Preparing For Your Mortgage - Documentation

Getting a mortgage can be stressful and a lot of that stress is caused by waiting for the bank to make their offer. You can significantly reduce wait time by…

Read More

Revolving Credit, Floating Account, Mortgage

Most homeowners are familiar with fixed-term mortgages.  Over 80% of NZ mortgages are on some sort of fixed-term; the majority are currently for 1 to 2 years.  But it’s easy…

Read More

Purchasing your first home can be confusing.  The key to being ready to buy is to be organised.  Here are 3 things that first home buyers can do today to…

Read More

Interest Only

In recent years, the Reserve Bank has been working on reducing the amount of Interest Only mortgages in New Zealand. In the article below, we look at how it affects…

Read More