fbpx

Do we have to have insurance to get a mortgage?

You have to insure the houses that the bank has as security. However, the bank cannot force you to take any other form of insurance with them. We recommend getting independent advice on both insurance on your house and personal health insurance.

Latest Posts

Can I buy an investment property?

Homeownership is the dream and goal of 99% of New Zealanders.   Once achieved, homeowners often to turn to buying their first investment property. How much deposit do you need for…

Read More

How the 2020 LVR Changes Affects You

Updated 16th December 2020 It might feel like decades ago, but on 30th April 2020, the Reserve Bank announced the removal of LVR restrictions on banks in New Zealand.  In…

Read More

Apartments are a very tempting purchase, especially for first-home buyers. They tend to cost less and therefore be much more within reach. And you can pretend you’re living in Manhattan,…

Read More

Turn Key, Progress Payments, Contract, Construction, Building, New Home

For some time now the Reserve Bank has tried to encourage mortgage lending on newly constructed properties. In other words, getting finance is slightly easier if you are purchasing a…

Read More