For almost all our clients, there is no charge at The Mortgage Lab. We work with the banks and they pay us. The only time you’ll pay a fee is if we have to involve a non-bank finance company. You’ll always be made aware of these fees long before they are locked in.
Latest Posts
No reduction of the OCR Despite the diversity of opinions of whether to cut or not to cut the Official Cash Rate to 0.25%, the Reserve Bank unexpectedly held interest…
What is the OCR? The OCR is an interest rate set by the Reserve Bank of New Zealand which defines the wholesale price of borrowed money. This directly affects the…
If you have less than 20% deposit, you are referred to (by the banks) as a Low Equity (or Deposit) Borrower. You are required to meet a different set of…
First home buyers can often get tangled up in the pile of new concepts to learn. In this article, we explore the basics of withdrawing your KiwiSaver and meeting the…