Wayne Holden - Palmerston North based Mortgage Broker


Wayne Holden

Mortgage Adviser

Based in Palmerston North
Contact: (027) 422 0156
Email: WayneH@mortgagelab.co.nz

About Wayne

Q. What inspired you to become a Mortgage Broker?

A. The opportunity to provide more options to potential clients than they had with their bank.

Q. What is the best part of being a Mortgage Broker?

A. The satisfaction of assisting first home buyers and the word of mouth advertising for my efforts.

Q. What have you found to be the most challenging aspect?

A. Coming to grips with an online application system.

Q. What is your most memorable client experience?

A. Several occasions achieving approval after client declined by their own bank.

Q. How would you sum up being a Mortgage Broker in three words?

A. Like sliced bread.

Q. Complete this sentence: If I Wasn’t in Mortgage Broking, I would be…

A. Unfulfilled.

It’s easy to apply for a new mortgage or get your current mortgage reviewed with Wayne. Click the “Start Your Application” button above and create your own free account in our online system.

Once you’ve completed the application, Wayne will be in touch to work through everything with you. There’s no cost for this service.

If you have any questions while you are completing the online form, don’t hesitate to contact Wayne. He’s here to help.


Mortgage Advice

First Home, Second Home, Holiday Home, Investment Property, Construction loan. I can help with all your home buying needs.

  • Investment Property Finance
  • Construction Loans
  • Non-Bank Lenders
  • Debt Consolidation
  • And more…

Online Meeting

I am able to meet with you over online platforms if you are unable to meet in person.

Available to meet at your location (or online):



Sunday 7.00am – 7.00pm
Monday 7.00am – 7.00pm
Tuesday 7.00am – 7.00pm
Wednesday 7.00am – 7.00pm
Thursday 7.00am – 7.00pm
Friday 7.00am – 7.00pm
Saturday 7.00am – 7.00pm

Book a time with Wayne:

What past clients say…

Made things so much easier and explained each step and processes and each to talk to well end result we are in our house!! Happy happy!!

Wayne Holden

Purchase of New Home - Palmerston North

Who can Wayne help?

First Home Buyers

We help first home buyers achieve their dream of home ownership by reviewing their finances and helping them find the right loan. It’s never too early to start this process, and making plans early on can set you up for success.

Home Owners

Even if you already own a property, it’s a good idea to check that your mortgage is setup correctly.  We often find our clients can save thousands of dollars by simply re-arranging their mortgage and negotiating their interest rate.  We do this on our clients behalf at no cost.

Investment Properties

It doesn’t matter if you’re planning to build or simply buy an existing property. If you are looking to build your property portfolio, we are here to help and make sure you get it correct the first time.

“The Successful First Home Buyer”

Some useful mortgage tools

Use our Loan Repayment Mortgage Calculator to see how much your mortgage will cost

Use our mortgage calculator below to see your expected mortgage payments.  Click on the “Extra Payments” tab to see how quickly you could pay off your mortgage with just a little extra payment.

How much can you borrow?  Check out our affordability calculator.

Use our affordability mortgage calculator to see what you might be able to borrow on your income.