A Little About Us
It began with one man with a vision…
The Mortgage Lab story began in 2016 as Rupert Gough was commuting between Wellington and Auckland.
As Rupert travelled between the cities and spoke to local mortgage brokers, he realised they almost all had the same issue.
The problem with banks
Banks must continually alter the type of risk they are happy to accept. This means that one week a client will be approved for a mortgage, the next week the same application could be declined. It is a constant struggle for small mortgage broker companies to keep up with this flood of information.
Mortgage Lab is born
So, in early 2017, on his honeymoon and off the coast of Cuba, Rupert decided that there had to be a better way. A way that a group of mortgage brokers could make use of the latest in technology and communications to easily keep up to date with the latest policies. A way that would mean mortgage brokers wouldn’t work alone in their silo but together so that clients could end up in the best financial position possible.
On 1st March 2017, the Mortgage Lab opened in Takapuna, Auckland and in just a few short years has grown to a nationwide company. Inspired by the blue and yellow of Auckland and Wellington, Mortgage Lab represents a friendly place for clients to come and purchase property or improve their current mortgage situations. Brokers can easily access the latest information on our in-house communications channels and can workshop a client’s deal with anyone else in the company.
Why a “Lab”?
You may have heard that getting a mortgage is part-art / part-science. However, in all honesty, it’s mostly science. Our job as advisers is to know all the policies of all the lenders and apply those to your particular situation. The art then comes in finding the best mortgage structure for you.
We want to reflect this mortgage analysis in our company. It’s about constantly finding what’s best and offering it to our clients.
Our plans are for the future
We’re coming to a town or city near you. We’re here for our clients through global pandemics and economic recessions. If we’re not in your city yet, we have the full capability to help you remotely. We can’t wait to go on your mortgage journey with you.
Perhaps you’d like to join us as a mortgage broker?
We offer:
Flexible Hours – you can work when and where you want too
Weekly sit down with a professional Business Mentor
Continued Professional Development training
Fully-Paperless System – with daily backed up servers
And a lot more…
Find out more by visiting our Mortgage Career Page here