It began with one man with a vision…
The Mortgage Lab story began in 2016 as Rupert Gough was commuting between Wellington and Auckland.
As Rupert travelled between the cities and spoke to local mortgage brokers, he realised they almost all had the same issue.
The problem with banks
Banks must continually alter the type of risk they are happy to accept. This means that one week a client will be approved for a mortgage, the next week the same application could be declined. It is a constant struggle for small mortgage broker companies to keep up with this flood of information.
Mortgage Lab is born
So, in early 2017, on his honeymoon and off the coast of Cuba, Rupert decided that there had to be a better way. A way that a group of mortgage brokers could make use of the latest in technology and communications to easily keep up to date with the latest policies. A way that would mean mortgage brokers wouldn’t work alone in their silo but together so that clients could end up in the best financial position possible.
On 1st March 2017, the Mortgage Lab opened in Takapuna, Auckland and in just a few short years has grown to a nationwide company. Inspired by the blue and yellow of Auckland and Wellington, Mortgage Lab represents a friendly place for clients to come and purchase property or improve their current mortgage situations. Brokers can easily access the latest information on our in-house communications channels and can workshop a client’s deal with anyone else in the company.
Our plans are for the future
We’re coming to a town or city near you. We’re here for our clients through global pandemics and economic recessions. If we’re not in your city yet, we have the full capability to help you remotely. We can’t wait to go on your mortgage journey with you.
Perhaps you’d like to join us as a mortgage broker?
We offer:
- Flexible Hours – you can work when and where you want too
- Weekly sit down with a professional Business Mentor
- Continued Professional Development training
- Fully-Paperless System – with daily backed up servers
- And a lot more…
Find out more by visiting our Mortgage Career Page here
Can you get KiwiSaver help?
When you are buying your first home, one of the first things to confirm is whether you have access to KiwiSaver and/or the First Home Grant. We have a range of articles spelling out everything you need to know about these options. The use of your KiwiSaver increases your deposit, which can make borrowing significantly easier and cheaper.
Don’t forget: for all questions, you can always contact your local mortgage broker directly. It only takes 2 minutes to call the adviser and you will have an answer immediately.
What Past Clients Say…
I am a middle-aged single female buying a first property in Christchurch post-COVID lock-down; the most difficult market to not only get finance but actually get a property to put an offer on! My excitement quickly turned to agitation, anxiety and straight out confusion.
Lynne was ready, willing and able to get my finance sorted however s…
Lynne Dent
Robyn was fantastic! Always available and really responsive. She helped us understand all of our options and was always there to answer all our questions big or small. I would recommend Robyn to anyone and will use her for our future mortgage needs.
Robyn Turner
Karen was really thorough in our initial meeting and kept us well informed along the way! Super friendly and did a great job.
Karen Hyland
Huriana was incredibly patient and was very professional… my personal situation took a long time to get the end result but we got there all with the wonderful help of Huriana – I am incredibly grateful xx
Huriana Tahere
Ruan has been totally awesome, and have highly recommended him to others. Thanks Ruan for all your hard work and getting our approval across the line. You are truely amazing.
Ruan Chryssafis
Lynne is great, she showed me how to manage my finances more effectively and how this affected my application with the bank and went above and beyond to get my loan through for me!
Lynne Dent
Amazing every step of the way, no question was too hard and kept us up to date with how everything was going.
Rachel Railey
Thank you its so easy to deal with you.
Ruan Chryssafis
Kyn is an excellent mortgage broker, he made my first home purchase a breeze. Despite the strict lending criteria (LVR etc.) on low square metre Auckland CBD apartments, Kyn worked really hard to find a finance solution that would work. Would recommend him as a broker and adviser to all. Cheers Kyn.
…
Kyn Jackson
Brett was amazing, he really looked after us and made every effort to get us our home loan. I would recommend him any day.
Brett Davies
Great experience, Lynne found the best mortgage option for me, was so considerate of my situation and kept me informed throughout the process.
Lynne Dent
A huge thank you to Johnny. My husband and I have been dreaming of owning our own home for years! Johnny delivered on what we had written off as never possible. We have been in our home for two weeks and can’t believe it’s ours. We will never forget Johnny and his hard work getting us over the line….
Johnny Ang
Lynne made the process of refinancing our home loan very easy and straightforward. She was always very easy to get hold of and constantly kept us up to date with the progress of our application. Would definitely use her again and recommend her to others.
Lynne Dent
Lynne was fantastic to work with, totally honest all the way through and she really understood the way my pay worked (as I am self-employed). I felt that she was totally in my corner all the way through.
Lynne Dent
Lynne was very helpful, positive, and worked hard to get the best deal for us. She made it possible for us to be able to buy a house much sooner than we expected. She respected our wishes, explained things well, and adapted to the changes necessary with lockdown very well. She always conducted herself p…
Lynne Dent
Lynne was excellent to deal with, very friendly and very knowledgeable. I would recommend her service.
Lynne Dent
Lynne, was fantastic from start to finish. She took the stress out of buying a house and even helped us look for a house which we now proudly own. Thank you!
Lynne Dent
Thank you again for the solid advice and finally sorting my KiwiSaver to be far more rewarding. Can’t wait to make more progress with my upcoming new home.
Kyn Jackson
Laura was awesome to deal with. She made everything so simple and extremely stress free
Laura Cates
Keith is absolutely incredible to work with and we could not be happier with the outcomes he’s provided for us. If you are looking for an Adviser who always gets back to you promptly, explains everything clearly and gets you the best deal possible, Keith is the who you are looking for.
Keith Munro
Why Choose Us?
Because when it comes to your first home, you deserve the very best…
Stress-free process
We act quickly to reduce the hassle and hold-ups of the financial approval process
Expert advisers
We’re highly experienced and trained to help you through the mortgage approval process
Friendly service
We’re here for you and we genuinely care about helping make your dream a reality
Want to DIY but need a little more help?
Purchase our book online to become the next successful first home buyer
Our paperback book “The Successful First Home Buyer” walks you through the entire process of preparing to buy your first home.
The goal? By the end of the book, you will present to the bank as the perfect buyer! Follow the To-dos at the end of each chapter and make the entire home-buying process easy.
Send us a message:
Get in touch with Mortgage Lab. Simply send us a message via the form and we’ll be in touch shortly.