Investment Properties
Build your property portfolio with expert guidance
Property investment can be a powerful wealth-building strategy, but it comes with its own set of rules and requirements. From LVR restrictions to rental yield calculations, there's a lot to consider.
Our advisers work with property investors at all stages – from buying your first investment property to building a multi-property portfolio. We understand the unique challenges investors face and how to structure loans for maximum benefit.
We can help you access equity in your existing properties, find lenders with investor-friendly policies, and structure your loans to optimise cash flow and tax efficiency.
How We Can Help
Calculate your borrowing capacity for investment properties
Access equity in your home or existing investments for new purchases
Navigate the different LVR requirements for investors (typically 35-40%)
Structure loans to maximise rental yield and cash flow
Compare lender policies on rental income assessment
Advise on interest-only vs principal & interest repayments
Help you understand the tax implications of different loan structures
Frequently Asked Questions
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What Our Clients Say
“When my husband was made redundant, we both made a choose to move to a smaller town. Having a good size deposit, but still no jobs, no bank would take the chance. Thinking outside the box and contacts through mortgage labs. We were able to make temporary arrangements so we could purchase our house. Once we were settled in with jobs, we were able to smoothly move from our temporary arrangements to a bank of our choose. Mortgage labs also helped with our retirement plans. In was a stressful time, but with personalized service we felt like mortgage labs had our backs. Time and money saved with expert advice clarity. Thankyou Lynne Dent for Mortgage Labs. Katrina and Heath, Balclutha”
#Katrina Bennett
Lynne Dent“Very friendly and very good to give advice”
“Excellent experience working with Nicola to help me buy my first home!”
jonty valentine
Nicola WintersReady to Get Started?
Talk to one of our friendly mortgage advisers today. Our service is usually at no direct cost to you.