Build Your Home
Finance your new build or construction project
Building a new home is an exciting journey, but financing a construction project is different from buying an existing property. There are progress payments, building contracts, and specific lending requirements to navigate.
Our advisers have extensive experience with construction loans. Whether you're building from scratch, doing a major renovation, or buying a turnkey new build, we can help you find the right finance solution.
We'll guide you through the process, help you understand the different loan structures, and work with you and your builder to ensure payments are made smoothly throughout construction.
How We Can Help
Explain the difference between progress payment loans and turnkey finance
Help you understand what lenders require for construction lending
Review your building contract to ensure it meets lender requirements
Set up progress payment schedules aligned with your build stages
Access the First Home Loan scheme for new builds with lower deposit requirements
Arrange finance for land purchases while you plan your build
Navigate the additional requirements for owner-builder projects
Frequently Asked Questions
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What Our Clients Say
“When my husband was made redundant, we both made a choose to move to a smaller town. Having a good size deposit, but still no jobs, no bank would take the chance. Thinking outside the box and contacts through mortgage labs. We were able to make temporary arrangements so we could purchase our house. Once we were settled in with jobs, we were able to smoothly move from our temporary arrangements to a bank of our choose. Mortgage labs also helped with our retirement plans. In was a stressful time, but with personalized service we felt like mortgage labs had our backs. Time and money saved with expert advice clarity. Thankyou Lynne Dent for Mortgage Labs. Katrina and Heath, Balclutha”
#Katrina Bennett
Lynne Dent“Very friendly and very good to give advice”
“Excellent experience working with Nicola to help me buy my first home!”
jonty valentine
Nicola WintersReady to Get Started?
Talk to one of our friendly mortgage advisers today. Our service is usually at no direct cost to you.