fbpx

Our Latest Articles

Our Latest Articles

4 Tips To Buying By Tender

Date Published: 10 January 2024

Recently we looked at some tips for bidding at an auction.  But what if the house you love is for sale by tender?  Tenders are much less time-pressured than auctions…

Read More

Purchasing at Auction - A Step By Step Guide

Date Published: 9 January 2024

Buying at auction can be exciting but also intimidating. Much like your year 5 school production, knowing what to do and when to do it will help you feel more…

Read More

Small Steps – Update Your KiwiSaver Contact Details

Date Published: 8 January 2024

If you have ever tried to tidy up your financial affairs, it can be overwhelming to try and do everything at once.  Like most big projects, the best way to…

Read More

The Worst Financial Decision You Can Make

Date Published: 7 January 2024

Saving is a long, slow process. That’s why so many of us are so bad at it. You could put $20 aside every week and after a year, you’ll have…

Read More

Mortgage Deposit: Can I take out a loan to increase my deposit?

Date Published: 6 January 2024

As you may know from our other blogs, there are some key levels of deposit that you need to get to in order to buy a new home. The main…

Read More

The one bank trap and the several bank nightmare

Date Published: 5 January 2024

A common phrase in mortgage world is the “one bank trap”. It’s when you have all your lending with one bank which gives the policy makers at the bank all…

Read More

5 Things To Know About Your Mortgage Pre-Approval Letter of Offer

Date Published: 4 January 2024

Good news! You’ve completed your application, handed over a mountain of paperwork (just kidding, our system is paperless) and now you’re pre-approved for your mortgage! After a phone call from…

Read More

Where Am I going to find my deposit?

Date Published: 3 January 2024

One of the simplest ways to grow your deposit is KiwiSaver. Below, we take a quick look at how quickly your deposit could grow and the numbers around this. Let’s…

Read More

3 Thinks you can do to get ready for a mortgage

Date Published: 2 January 2024

Whether you’re getting serious about buying a house or are thinking you’d like to buy sometime in the future, doing these three things today will help you get ready for…

Read More

How Do I Calculate Yield?

Date Published: 2 November 2023

When buying your own home, you need to be good at negotiating with your partner over issues such as whether an outdoor pizza oven is a must-have or a nice-to-have.…

Read More

Date Published: 2 November 2023

Fixing/refixing your mortgage isn’t as exciting as buying a new house. Or, for that matter, as exciting as getting a pizza coupon in the mail. But gives you a valuable…

Read More

What does LVR mean?

Date Published: 26 October 2023

Think of the loan-to-value ratio (LVR) like this:  What percentage of the house is covered by the mortgage… Or, in other words, what percentage of the house does the bank…

Read More

Date Published: 25 October 2023

When you start thinking of owning your first home and considering the steps and challenges involved, it can feel like an impossible goal. There’s no getting around the fact that…

Read More

Date Published: 13 August 2023

This month’s case study looks at a client that found themselves almost at the magical 20% deposit.  Almost… but not quite. Let’s call the couple Bill and Hillary (obviously not…

Read More

App of the Month – Gaspy

Date Published: 12 August 2023

We all enjoy saving a bit of money, especially if you’re looking to buy your first home or if you’ve just got your first mortgage. There are all sorts of…

Read More

Better budget - the spindel laundry dryer

Date Published: 12 August 2023

At least once a month, we try to bring you an unusual outside-the-box method to save money.  Recently we’ve introduced you to Pocketsmith.com and shown you how cleaning your heat…

Read More

What is Price By Negotiation?

Date Published: 13 July 2023

Until recently, selling a house by Auction has been the most popular method of selling in Auckland.  It takes advantage of the excitement in the market and pits buyers directly…

Read More

App of the month – Sun Seeker

Date Published: 13 July 2023

This month’s app that we love is called Sun Seeker.  It is immensely useful and a very simple concept. With the world just waking up to Augmented Reality, this app…

Read More