Date Published: 2 November 2023
When buying your own home, you need to be good at negotiating with your partner over issues such as whether an outdoor pizza oven is a must-have or a nice-to-have.…
Date Published: 2 November 2023
Fixing/refixing your mortgage isn’t as exciting as buying a new house. Or, for that matter, as exciting as getting a pizza coupon in the mail. But gives you a valuable…
Date Published: 26 October 2023
Think of the loan-to-value ratio (LVR) like this: What percentage of the house is covered by the mortgage… Or, in other words, what percentage of the house does the bank…
Date Published: 25 October 2023
When you start thinking of owning your first home and considering the steps and challenges involved, it can feel like an impossible goal. There’s no getting around the fact that…
Date Published: 13 August 2023
This month’s case study looks at a client that found themselves almost at the magical 20% deposit. Almost… but not quite. Let’s call the couple Bill and Hillary (obviously not…
Date Published: 12 August 2023
We all enjoy saving a bit of money, especially if you’re looking to buy your first home or if you’ve just got your first mortgage. There are all sorts of…
Date Published: 12 August 2023
At least once a month, we try to bring you an unusual outside-the-box method to save money. Recently we’ve introduced you to Pocketsmith.com and shown you how cleaning your heat…
Date Published: 13 July 2023
Until recently, selling a house by Auction has been the most popular method of selling in Auckland. It takes advantage of the excitement in the market and pits buyers directly…
Date Published: 13 July 2023
This month’s app that we love is called Sun Seeker. It is immensely useful and a very simple concept. With the world just waking up to Augmented Reality, this app…
Date Published: 13 July 2023
In today’s world, having a strong credit report is essential for achieving financial success. Your credit report not only determines your eligibility for loans and credit cards, but it also…
Date Published: 2 June 2023
Predicting what home loan interest rates will look like in the future isn’t easy, but since when has that ever stopped us? As we move through 2023, we’re starting to…
Date Published: 28 April 2023
If you’ve ever watched one of the Mortgage Lab’s webinars or Facebook livestreams, you will most likely have heard us rave about this app. It’s one of our favourites –…
Date Published: 27 April 2023
You’ve got a fixed-term account maturing soon and the bank or your broker has sent you some interest rates. Maybe your current bank is offering 0.1% higher than another bank…
Date Published: 27 April 2023
Getting a flatmate to help pay the mortgage is a big decision. You have to share your home, and you wanted to keep a spare room for guests. But look…
Date Published: 3 April 2023
It happens to almost everyone eventually. You walk into the bank and ask for money, either to buy a car, house, or business. But the bank declines you. Today we’ll…
Date Published: 3 April 2023
It happens to almost everyone eventually. You walk into the bank, and ask for an amount of money, either to buy a car, house, or business and the bank declines you. Today…
Date Published: 1 April 2023
It happens to almost everyone eventually. You walk into the bank, ask for an amount of money, either to buy a car, house or business and the bank declines you. We look…
Date Published: 17 March 2023
Auctions can be an exciting and competitive way to purchase a property. However, the auction process can also be intimidating and stressful for unprepared people. To increase your chances of…