Lynne Dent - Mortgage Broker based in Christchurch


Lynne Dent

Financial Adviser:
Mortgages and KiwiSaver

Based in Christchurch
Contact: (027) 4785 027
Email: LynneD@mortgagelab.co.nz

Book a time with Lynne

It’s easy to apply for a new mortgage or get your current mortgage reviewed with Lynne. Click the “Start Your Application” button above and create your own free account in our online system.

Once you’ve completed the application, Lynne will be in touch to work through everything with you. There’s no cost for this service.

If you have any questions while you are completing the online form, don’t hesitate to contact Lynne. She’s here to help.

Lynne Dent provides regulated financial advice under The Mortgage Lab NZ Limited FAP license and business structure and works within Mortgage Lab as a Financial Adviser – Mortgage and KiwiSaver Specialist.


Mortgage Advice

First Home, Second Home, Holiday Home, Investment Property, Construction loan. I can help with all your home buying needs.

  • Investment Property Finance
  • Construction Loans
  • Non-Bank Lenders
  • Debt Consolidation
  • And more…

KiwiSaver Advice

A breakdown of KiwiSaver and some options on how to maximise your gains.

  • KiwiSaver for the Self-Employed
  • First Home Withdrawal
  • And more…

Online Meeting

I am able to meet with you over online platforms if you are unable to meet in person.

Available to meet at your location (or online):



Sunday Closed
Monday 8.30am – 5.30pm
Tuesday 8.30am – 5.30pm
Wednesday 8.30am – 5.30pm
Thursday 8.30am – 5.30pm
Friday 8.30am – 5.30pm
Saturday Appointments available upon request

Evening appointments available upon request.

About Lynne

Q. What inspired you to become a Mortgage Broker?

A. I love property and over the last few years have become a property investor so wanted to share my passion for property and show how it can make you become financially secure.

Q. What is the best part of being a Mortgage Broker?

A. Being your own boss, flexible working hours and seeing clients achieve their dreams.

Q. What have you found to be the most challenging aspect?

A. Keeping up to date with the banks and their changing policies.

Q. What is your most memorable client experience?

A. Helping a lovely couple get their first mortgage but also finding them the brand new home they purchased through one of my property contacts.

Q. How would you sum up being a Mortgage Broker in three words?

A. People focused, financially astute, resilient.

Q. If you were Prime Minister for one day, what would you do?

A. Create an additional public holiday at the beginning of Spring.

Q. If you could have dinner with any three people (alive or dead), who would it be?

A. Barack Obama, Brad Pitt (who wouldn’t!), Anne Frank.

Q. Complete this sentence: If I Wasn’t in Mortgage Broking, I would be…

A. Buying and renovating properties for sale.

    • Sovereign Home Loans (AIA Sovereign)
      • Bank of China Limited

What Past Clients Say…

I was a little nervous about refinancing our mortgage, but Lynne made the process straight forward and fought on our behalf to get the best deal and was quick to resolve the issues that came up along the way. Lynne was always available to talk to and answer all our questions.
The Mortgage Lab online portal was user friendly and great for keeping all documents in together and tracking progress.

Lynne Dent

Refinance - D Harper, Christchurch

I had the pleasure of working with Lynne Dent, I couldn’t be happier with her service.
Lynne was not only professional but also incredibly knowledgeable, always staying updated with the smallest details in the ever-changing world of finance. Her expertise and dedication made the entire process smooth and stress-free.
What truly stood out was Lynne’s flexibility and adaptability, especially when it came to navigating changes while searching for a house. She was there every step of the way, making the journey a breeze.
I highly recommend Lynne Dent for anyone seeking top-notch financial advice and mortgage solutions.

Lynne Dent

New Home - O Sinik, Christchurch

Lynne was fabulous from the start of our journey. She was very patient with us and compassionate, and worked really hard with the bank to get the finance we needed. We really appreciate Lynne, as we are a very unique case, goes to shoe how much expertise Lynne has. Thank you so much Lynne, it means a lot!!!

Lynne Dent

Construction - M Alexander, Christchurch

Lynne helped us to secure a mortgage to renovate our house and was brilliant. Her communication was excellent and we knew where we stood along the way. Thanks!

Lynne Dent

Investment and KiwiSaver - S Haskell, Christchurch

Lynne was great to deal with. She was well informed and provided all the relevant details and made the process so very easy. Love the regular updates and care taken. Thanks Lynne.

Lynne Dent

KiwiSaver - M Dunlop, Christchurch

Lynne was extremely helpful and knowlegeable when I transferred my Kiwisaver and the process was very straight forward. Lynne has kept me up to date with progress on my fund and she always answers any questions that I have promptly. I highly recommend Lynne as an Adviser. She is super efficient and a lovely person too.

Lynne Dent

KiwiSaver - B Giles, Christchurch

Have found Lynne so helpful- honestly feel she has gone above and beyond in both advice and organising finances. Would highly recommend this lovely lady. She has always made her time available and I do feel valued by her as a client. She navigated through the banks, when required, and provided an extremely satisfactory outcome.

Lynne Dent

Investment and KiwiSaver - D Norris, Christchurch

Lynne was very helpful in getting our refinancing across the line with the minimum of pain for us. She was able to guide us through the entire process without any confusion at all. we are very happy with both her service, and the result 🙂

Lynne Dent

Refinance - M Norrish, Wellington

Lynne was fantastic to deal with. Lightning quick communication, knowledgeable and proactive. She gave us valuable practical, and proactive, insights and we are extremely happy with how easy she made the process.

Lynne Dent

Investment - S Clements, Christchurch

Lynne was absolutely fantastic. She was knowledgeable, empathic and efficient. She made the process manageable and ultimately, successful!

Lynne Dent

Investment - M Jordan-Mullins, North Otago

Lynne helped us get approval for our first investment property, throughout the whole process we found Lynne more than happy to answer any questions we had and find a lender that suited our needs. We highly recommend Lynne to anyone for their lending needs.

Lynne Dent

Investment New Build - A & J Lough, Taupo

Lynne was amazingly helpful! Always communicated quickly, clearly, and she was so extremely kind and personable, patient, sensible, I can’t recommend her highly enough. I so appreciated having Lynne at the other end of the emails – such a calming influence through a pretty stressful process.

Lynne Dent

New Home - J Duthie, Christchurch

Lynne was amazing to work with. We were referred to Lynne by another Mortgage Lab team member who was no longer able to look after us and since we were moving to another area they chose Lynne to be the most suitable and she really was 🙂 Not only did Lynne always make the time to answer our questions but she was helpful and supportive and through the whole mortgage process where we would usually feel violated having everything scrutinised so closely, Lynne never made us feel that way. Without her support we would never have made it into our beautiful new home. I am in my forever home now and hope that I don’t have to go through the mortgage process again but if I do its a relief to know Lynne is there to guide us.

Lynne Dent

New Home - V Hodge, Rotorua

Lynne was phenomenal, and a real asset to your team. Nothing was ever a problem, she responded quickly and was genuine in her efforts to help us buy a home, even with our fairly complex income arrangements. She’s a star.

Lynne Dent

New Home - M O'Connor, Christchurch

Very much enjoyed working with Lynne, made the process less daunting, without Lynne I don’t believe I would have had the confidence to complete the home purchase as she was able to explain what the bank wanted in everyday English! Very impressed and will definitely be recommending Lynne.

Lynne Dent

First Home - S Pearce, Timaru

Lynne was absolutely fantastic! She is simply the best mortgage advisor I have ever dealt with. Lynne worked really hard to help me, she worked really hard to help me achieve my goal. Lynne was the best broker I have ever dealt with. Thanks again Lynne!!

Lynne Dent

Refinance - E Millanta, Wellington

Thanks Lynne, all credit to you for keeping up with our ever-changing plans and grasping our preference for managing the paperwork online digitally which was so much more efficient and convenient for us during this hectic period. You were a pleasure to deal with.

Lynne Dent

New Home - Waikawa

Lynne was very helpful and her advice was brilliant.

Lynne Dent

New Home - P Hayward, Christchurch

Lynne was great to deal with and always available to answer any questions we had. Lynne made the process easy. Thanks Lynne!

Lynne Dent

New Home - C Steele, Wellington

Lynne was recommended to me by a previous customer and for good reason, she was AMAZING and made the whole process of buying our first home so much easier! She went above and beyond! Would totally be recommending! Thanks Lynne!!

Lynne Dent

First Home - S Calder, Christchurch

Lynne was perfect for us. I know that the Mortgage Lab have great systems and support and Lynne was excellent.

Lynne Dent

Top Up - B Barr, Christchurch

Lynne was fantastic to work with and we are so glad we went with her as our advisor. The whole process was easier than I expected thanks to Lynne’s help. We would definitely recommend her to our friends and family.

Lynne Dent

First Home Buyer - S Swift, Christchurch

Lynne is the best! She helped us a lot. Always answer our questions. Thank You Lynne

Lynne Dent

First Home Buyer - S Petrova, Christchurch

Lynne was very easy to work with and got my mortgage sorted for me fast. I would highly recommend her.

Lynne Dent

First Home Buyer - S Sathiyanathan, Christchurch

We had the most awesome experience, we had been trying to buy a house for the entire 2020 and used a number of mortgage brokers but each asked more and more from us. They wanted us to cancel our KiwiSaver deposits and cancel this and that. We were about to give up when a friend told us about Lynne and we said this will be our last try long story sort or actually not such a long story, we spoke to Lynne did all the paper work had a meeting with her and with in a month and a half we had pre-approval and a month later we moved into our first home. It’s safe to say without Lynne we would not have had a house to call our own today.

Lynne Dent

First Home Buyer - E Hilder, Timaru

Lynne took all the hassle and stress out of remortgaging my home, infinitely capable, Lynne had me “sorted out ” in double quick time. Even while on holiday Lynne kept me up to the minute on progress……. Legend

Lynne Dent

KiwiSaver and Mortgage Refix - V Stokes, Christchurch

I thought Lynne was great, managed to get our mortgage sorted very quickly.

Lynne Dent

New Home - T Michelle, Christchurch
Lynne was recommended to me and I highly recommend Lynne to others. Lynne is highly professional and uses down to earth language.  She has a vast financial knowledge base and I could feel her passion for helping women gain financial freedom. Cheers Lynne you’re an absolute gem.

Lynne Dent

New Home - C Bunting, Christchurch

Lyn is an extremely capable mortgage broker. She has access to all the major lenders. Definitely consider Lyn for getting a mortgage as she has no allegiance to any lender and will sort you the best deal available.

Lynne Dent

Mortgage Advice - Christchurch

Lynne was great to work with as a broker.

She was clear about what could be achieved and was available to field questions.

In what have been challenging times she worked really hard for us and was most interested getting the right outcome rather than the quickest solution.

We will be working with Lynne in the future and recommending her to friends and family.

Thank you Lynne and Mortgage Lab.

Lynne Dent

New Home - J Reeves, Christchurch

I am a middle-aged single female buying a first property in Christchurch post-COVID lock-down; the most difficult market to not only get finance but actually get a property to put an offer on! My excitement quickly turned to agitation, anxiety and straight out confusion. Lynne was ready, willing and able to get my finance sorted however she was more than this. She handled by ever changing emotions so professionally and I don’t know how, but she kept me on track, motivated and together we got me over the line. I don’t know how many times I apologised for my outbursts but Lynne stayed steady beside me every step.
Thank you for helping me get my home, you know I could not have done this by myself, nga mihi nui.

Lynne Dent

Lynne is great, she showed me how to manage my finances more effectively and how this affected my application with the bank and went above and beyond to get my loan through for me!

Lynne Dent

First Home Buyer - J Keegan, Christchurch

Great experience, Lynne found the best mortgage option for me, was so considerate of my situation and kept me informed throughout the process.

Lynne Dent

New Home Purchase - J Rait, Rolleston

Lynne made the process of refinancing our home loan very easy and straightforward. She was always very easy to get hold of and constantly kept us up to date with the progress of our application. Would definitely use her again and recommend her to others.

Lynne Dent

Refinance - A Kennett, Kaiapoi

Lynne was fantastic to work with, totally honest all the way through and she really understood the way my pay worked (as I am self-employed). I felt that she was totally in my corner all the way through.

Lynne Dent

Refinance - J Denham, Christchurch

Lynne was very helpful, positive, and worked hard to get the best deal for us. She made it possible for us to be able to buy a house much sooner than we expected. She respected our wishes, explained things well, and adapted to the changes necessary with lockdown very well. She always conducted herself professionally. No complaints at all.

Lynne Dent

First Home Buyer - B Dickinson, Invercargill

Lynne was excellent to deal with, very friendly and very knowledgeable. I would recommend her service.

Lynne Dent

First Home Buyer - M Ebsworth, Christchurch

Lynne, was fantastic from start to finish. She took the stress out of buying a house and even helped us look for a house which we now proudly own. Thank you!

Lynne Dent

First Home Buyer - H Patel, Christchurch

Would not have asked for anything better but to get an experienced broker at my very doorstep. I applaud your care & support and irrespective of the results of all this, you have really gone above & beyond.

Lynne Dent

Purchase of New Home

Lynne did a brilliant job organising us into our first/down sizing home. We didn’t think we had things quite in place but non the less when a place popped up we were really interested in she was able to work her magic and we have now been in our own home for a couple of months.She was so knowledgeable and helpful, answering all the little questions and pro-actively moving things along; would totally recommend her to anyone looking for a mortgage broker. She is a star.

Lynne Dent

Purchase of New Home

Lynne has been fantastic at helping us achieve our dream of buying our first home. Her advice and guidance was so thorough. Would highly recommend her.

Lynne Dent

Purchase of New Home

Who can Lynne help?

First Home Buyers

We help first home buyers achieve their dream of home ownership by reviewing their finances and helping them find the right loan. It’s never too early to start this process, and making plans early on can set you up for success.

Home Owners

Even if you already own a property, it’s a good idea to check that your mortgage is setup correctly.  We often find our clients can save thousands of dollars by simply re-arranging their mortgage and negotiating their interest rate.  We do this on our clients behalf at no cost.

Investment Properties

It doesn’t matter if you’re planning to build or simply buy an existing property. If you are looking to build your property portfolio, we are here to help and make sure you get it correct the first time.

“The Successful First Home Buyer”