Nicky Cornish
Mortgage Adviser
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About Nicky
Nicky has always loved helping people achieve their goals. After experiencing difficulties herself through banks trying to get a mortgage, she knew there must be an easier way without feeling judged.
Get to Know Nicky
What inspired you to become a Mortgage Broker?
I have always loved helping people achieve their goals. After experiencing difficulties myself through banks trying to get a mortgage, I knew there must be an easier way without feeling like I was being judged.
How would you describe mortgage brokers in three words?
Honest, reliable, dependable.
What would you be doing if not in mortgage broking?
Travelling the world rodeoing with my children.
English Articles
Refix, Refinance or Top Up? How to Choose the Right Mortgage Move in 2026
A practical NZ guide to choosing between refixing your current loan, refinancing to another lender, or topping up your mortgage in 2026.
Debt Consolidation By Refinancing Your Mortgage in NZ: When It Helps and When It Hurts
Refinancing can reduce high-interest debt repayments, but it can also turn short-term debt into long-term mortgage interest. Here is how to judge it properly.
Mortgage Refinance Costs and Cashback in NZ: How to Work Out the Real Deal in 2026
Cashback can make refinancing attractive, but only if the numbers work after legal costs, break fees, clawbacks, and loan structure.
Ready to Chat with Nicky?
Get in touch today for a free, no-obligation consultation about your mortgage needs.
Regulatory Information
Nicky Cornish provides regulated financial advice under The Mortgage Lab NZ Limited FAP license.
Financial Services Provider number: 587228
Individual FSP: FSP1001523