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Bank Declined Your Investment Property Mortgage? Here’s What to Do If It’s an Equity Hurdle
If your mortgage for an investment property was declined due to deposit or equity issues, don’t worry—you’ve got more options than you might think.
What Does LVR Mean?
LVR (Loan-to-Value Ratio) is one of the most important mortgage terms to understand. It tells you how much of your property is financed through lending—and can affect your approval, interest rate, and more.
Can Flatmate Income Help You Get a Mortgage in NZ?
Having flatmates can be a smart way to reduce your mortgage faster—but when it comes to applying for the loan, banks have strict limits on how much flatmate income they’ll count. In this article, we explore how lenders view flatmates, how much income they’ll accept, and how to make that extra cash work for you once you’re in your new home.