Rupert Gough 3/30/25 Rupert Gough 3/30/25

Should You Buy a New Build or Existing Property for Investment? A Landlord’s Guide

Deciding between a new build or existing property as your next investment can significantly affect your returns, tenant appeal, and maintenance costs. Here’s how to weigh up the pros and cons of each option and make the right choice for your investment goals.

Anne Miel 3/30/25 Anne Miel 3/30/25

New Build vs Existing Home: Which Should You Buy?

Torn between building new or buying existing? This guide compares the financial, practical, and strategic pros and cons of each option for both first home buyers and investors.

Anne Miel 3/27/25 Anne Miel 3/27/25

Construction Mortgages – Turn-Key vs Progress Payment Contracts

Choosing between a turn-key or progress payment contract is one of the first major decisions in a construction project. Here's how they work, how banks view them, and what you should watch out for.

Anne Miel 3/25/25 Anne Miel 3/25/25

Bank Declined Your Investment Property Mortgage? Here’s What to Do If It’s an Equity Hurdle

If your mortgage for an investment property was declined due to deposit or equity issues, don’t worry—you’ve got more options than you might think.

Anne Miel 3/24/25 Anne Miel 3/24/25

What Does LVR Mean?

LVR (Loan-to-Value Ratio) is one of the most important mortgage terms to understand. It tells you how much of your property is financed through lending—and can affect your approval, interest rate, and more.

Anne Miel 3/20/25 Anne Miel 3/20/25

Fixed Price vs Cost Reimbursement: How to Navigate Cost Fluctuations in Build Contracts

Fixed-price building contracts have long been a go-to option for homeowners wanting price certainty—but in today’s construction climate, “fixed” doesn’t always mean what it used to. With inflation, supply chain issues and labour shortages still affecting the market, homeowners need to understand the mechanics (and risks) of cost fluctuation clauses and their alternatives.

Anne Miel 3/19/25 Anne Miel 3/19/25

Calculating The Interest On Your Progress-Payment Construction

Building with a progress-payment contract? Unlike turn-key builds, you’ll pay interest as the project progresses. This article breaks down how to estimate total interest costs, account for construction delays, and determine whether you can borrow to cover these expenses.

Rupert Gough 3/11/25 Rupert Gough 3/11/25

What Is an Easement? Understanding Property Rights in New Zealand

Easements are a common and often misunderstood part of property ownership in New Zealand. Whether you're buying a brand-new townhouse or an existing home, understanding easements—what they are, how they work, and when to worry about them—can help you avoid costly surprises.