Topics
- Accountants
- Bank Account Advice
- Bank Statement Tips
- Bitcoin
- Boarders
- Break Fees
- Budgeting Tips
- Building A Home
- Building Inspections
- Code of Compliance
- Compound Interest
- Construction
- Construction Mortgage
- Conveyancing
- Credit Cards and Lending
- Credit Limits and Lending
- Credit Reports
- Credit vs Student Loan
- Current Mortgage
- Deposit
- Deposit vs Income
- Divorce
- Financial Literacy
- Financial Preparation
- First Home Buyer
- Fixed vs Floating
- Flatmates
- Health and Finance
- Home Buyer
- Home Equity
- Home Safety
- Homeowner Tips
- Income Hurdles
- Inflation
- Interest Rates
- Joint Tenancy
- Kainga Ora First Home Loan
- KiwiSaver
- Lending Criteria
- Life Insurance Tips
- Loan Repayment Tips
- Loan-to-Value Ratio (LVR)
- Low Deposit Lending
- Member Tax Credit
- Mortgage Advice
- Mortgage Affordability
- Mortgage Application Tips
- Mortgage Budgeting Tips
- Mortgage Declined
- Mortgage Deposit Requirements

Should You Buy a New Build or Existing Property for Investment? A Landlord’s Guide
Deciding between a new build or existing property as your next investment can significantly affect your returns, tenant appeal, and maintenance costs. Here’s how to weigh up the pros and cons of each option and make the right choice for your investment goals.

New Build vs Existing Home: Which Should You Buy?
Torn between building new or buying existing? This guide compares the financial, practical, and strategic pros and cons of each option for both first home buyers and investors.

Construction Mortgages – Turn-Key vs Progress Payment Contracts
Choosing between a turn-key or progress payment contract is one of the first major decisions in a construction project. Here's how they work, how banks view them, and what you should watch out for.

Fixed Price vs Cost Reimbursement: How to Navigate Cost Fluctuations in Build Contracts
Fixed-price building contracts have long been a go-to option for homeowners wanting price certainty—but in today’s construction climate, “fixed” doesn’t always mean what it used to. With inflation, supply chain issues and labour shortages still affecting the market, homeowners need to understand the mechanics (and risks) of cost fluctuation clauses and their alternatives.

Calculating The Interest On Your Progress-Payment Construction
Building with a progress-payment contract? Unlike turn-key builds, you’ll pay interest as the project progresses. This article breaks down how to estimate total interest costs, account for construction delays, and determine whether you can borrow to cover these expenses.