Anne Miel 4/1/25 Anne Miel 4/1/25

Is It Worth Getting a Flatmate to Help Pay My Mortgage?

Thinking about getting a flatmate to help with the mortgage? That spare room could be the smartest financial decision you make. Here's how shared living can shave years off your home loan, boost your equity, and ease financial pressure—without sacrificing your sanity.

Anne Miel 3/29/25 Anne Miel 3/29/25

Your mortgage rate is 8%

Your interest rate might be 6% or less—but planning as if it were 8% could save you thousands and cut your loan term in half.

Rupert Gough 3/19/25 Rupert Gough 3/19/25

Can Flatmate Income Help You Get a Mortgage in NZ?

Having flatmates can be a smart way to reduce your mortgage faster—but when it comes to applying for the loan, banks have strict limits on how much flatmate income they’ll count. In this article, we explore how lenders view flatmates, how much income they’ll accept, and how to make that extra cash work for you once you’re in your new home.