The best thing about owning your own home is that you can decorate it however you choose. Unfortunately there are some less exciting things that every homeowner needs to do at least annually. How many do you do?
Clean the gutters: Rain water has to go somewhere and if it can’t go down the pipes then it will end up somewhere else. Somewhere not very pleasant…
Clean the dryer vent: It’s ok, that fluff is clean. But it also making your dryer work harder to push the air out and costing you extra power.
Check the fire extinguisher: Ok, first buy a fire extinguisher. I know most of you haven’t. And then once a year, check the expiry date to make sure that it’s going to do it’s job when you need it the most.
Clean your chimney: Especially after a nice warm summer when the birds have found a comfortable place to nest.
Smoke Alarms: This one should actually be done twice a year. The Fire Department recommends doing it when Daylight Savings rolls around. Listen to the Fire Department. They know what they’re talking about.
Water Pipes: Check the walls for unusual mouldy spots where leaks might be occurring behind walls or in ceiling cavities. Check the pipes and connections behind your washing machine and the dishwasher. The plastic can wear over time.
Stairs and Paths: 30 seconds. Spray and Walk Away. Get rid of that mould that has been building up on the path before you end up as another ACC statistic. Also, high-pressure hoses are fun.
Check your insulation: It keeps the house nice and warm, which means it's a lovely place for mice to build their own palace. Check to make sure no uninvited guests are dwelling in your Pink Bats and evict with extreme prejudice.
Clean your garage: From a mortgage adviser's point of view, all that junk could be sold on TradeMe and used to pay down your mortgage. That outdoor chair is rusted and broken anyway.
Inspect multiplugs: I know it's a pain throwing stuff that seems to work perfectly well away but if the plastic casing is "1980s computer monitor beige" or the outer wiring is showing the inner wiring, it's time to throw away those multiplugs. Bunnings will have them on sale, I promise.
Make a promise to yourself that you will tick every one of these off in the next month. Happy home-ownership!
Owning rental properties is a common kiwi dream. Many of us envision going into retirement with a couple or more of freehold properties under our belts, bringing in a nice…
The thinking behind weekly payments saving you money is this; If you pay $2,000 in monthly payments there are 30/31 days of interest charged before your next payment reduces your…
Below is a list of common mortgage terms which will help buyers and investors understand the finance journey. This list is taken from “The Successful First Home Buyer” book. Asking…