Investment Properties
Build your property portfolio with expert guidance
Property investment can be a powerful wealth-building strategy, but it comes with its own set of rules and requirements. From LVR restrictions to rental yield calculations, there's a lot to consider.
Our advisers work with property investors at all stages – from buying your first investment property to building a multi-property portfolio. We understand the unique challenges investors face and how to structure loans for maximum benefit.
We can help you access equity in your existing properties, find lenders with investor-friendly policies, and structure your loans to optimise cash flow and tax efficiency.
How We Can Help
Calculate your borrowing capacity for investment properties
Access equity in your home or existing investments for new purchases
Navigate the different LVR requirements for investors (typically 35-40%)
Structure loans to maximise rental yield and cash flow
Compare lender policies on rental income assessment
Advise on interest-only vs principal & interest repayments
Help you understand the tax implications of different loan structures
Frequently Asked Questions
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Tips and insights to help you on your journey
Mortgage Glossary: Common Terms Every Home Buyer Should Know
How to Use the Equity in Your Own Home to Buy an Investment Property
Healthy Homes Standards: The Complete NZ Landlord Guide
The One Bank Trap and The Several Bank Nightmare
15 Smart Ways to Increase Your Home's Value and Unlock Equity for Investment
Landlord Insurance in NZ: What Every Property Investor Needs to Know
What Our Clients Say
“Genuinely loved working with Karen. She is extremely friendly, efficient and so helpful. The process couldn't have been easier. Would definitely recommend Karen to all first home buyers.”
Isabel Connor
Karen Latimer“I was lucky enough to have Lynne Dent as my MA. She was incredible throughout the process. I thought getting a mortgage was impossible, Lynne made it happen. From the very start, she was confident, straight to the point, and completely transparent, which made me feel at ease. She took the time to answer all of my questions, no matter how silly they may have been. Lynne's kindness and patience truly made a stressful process much easier. I highly recommend her to anyone in need of a knowledgeable and supportive mortgage adviser! Lynne is a miracle worker.”
Rosie Pentecost
Lynne Dent“I cannot recommend Roger highly enough. From the very beginning of the process, he took the weight completely off my shoulders. At a time when I was at my rock bottom, Roger not only delivered an exceptional deal, but he offered reassurance, clarity and a sense of calm that I desperately needed. It genuinely felt like I didn't do a thing as Roger handled every aspect of the process with real professionalism, efficiency and care. I am just so thankful and grateful for Roger. If you're looking for a broker that goes above and beyond, Roger is the one you want in your corner.”
K Smith
Roger FairbairnReady to Get Started?
Talk to one of our friendly mortgage advisers today. Our service is usually at no direct cost to you.