First Home Buyer Mortgages


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Turn your first home dream into reality

When you’re caught up in the excitement leaping into the property market, the last thing you need is sleepless nights worrying about finance approval and whether you got all the numbers right!

That’s where we come in.

To make sure you’re getting the absolutely best deal, we negotiate terms with the bank on your behalf, and we make sure to keep you informed and involved every step of the way.

Don’t miss out on your dream home, call us today to begin making your dream a reality!

We do not charge you for our services. It is always free for you to chat to us and get any help and advice you need!

Not sure whether now’s the right time?

To be honest, it’s never “too soon” to start preparing by getting into our online system.

You may be ready to buy sooner than you think.

In many cases, it’s a matter of rethinking your strategy to be in line with the bank’s lending policy, and perhaps you qualify for a Home Grant or are eligible to access your Kiwi Saver.

Now is always the best time to get all your ducks in a row.

Our mortgage brokers can help you…

  • Calculate affordability
  • Find the best bank for you
  • Give you step-by-step guidance
  • Help you get up to 95% LVR
  • Get KiwiBuild pre-approval

Can you get KiwiSaver help?

When you are buying your first home, one of the first things to confirm is whether you have access to KiwiSaver and/or a HomeStart Grant. We have a range of articles spelling out everything you need to know about these options. The use of your KiwiSaver increases your deposit, which can make borrowing significantly easier and cheaper.

Don’t forget: for all questions, you can always contact your local mortgage broker directly. It only takes 2 minutes to call the adviser and you will have an answer immediately.

What Past Clients Say…

Why Choose Us?

Because when it comes to your first home, you deserve the very best…

 Stress-free process

We act quickly to reduce the hassle and hold-ups of the financial approval process

 Expert advisers

We’re highly experienced and trained to help you through the mortgage approval process

Friendly service

We’re here for you and we genuinely care about helping make your dream a reality

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Want to DIY but need a little more help?

Purchase our book online to become the next successful first home buyer

Our paperback book “The Successful First Home Buyer” walks you through the entire process of preparing to buy your first home.

The goal? By the end of the book, you will present to the bank as the perfect buyer!  Follow the To-dos at the end of each chapter and make the entire home-buying process easy.

Send us a message:

Get in touch with Mortgage Lab. Simply send us a message via the form and we’ll be in touch shortly.