This article is current as at September 2021
Being prepared isn’t just for Scouts. When applying for a mortgage you can significantly reduce wait time by providing all required documentation upfront.
The above probably looks like a lot of documentation! But it actually amounts to: ID, income, bank statements and proof of deposit.
These documents aren't necessary at the approval stage. However showing them can make the bank more relaxed about your application.
Any bank that receives this information at the time of the application will happily assess your file as quickly as possible.
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