Serina Nicholson- Mortgage Broker based in New Plymouth

It’s easy to apply for a new mortgage or get your current mortgage reviewed with Serina. Click the “Start Your Application” button above and create your own free account in our online system.

Once you’ve completed the application, Serina will be in touch to work through everything with you. There’s no cost for this service.

If you have any questions while you are completing the online form, don’t hesitate to contact Serina. She’s here to help.

Serina Nicholson provides regulated financial advice under The Mortgage Lab NZ Limited FAP license and business structure and works within Mortgage Lab as a Financial Adviser – Mortgage Specialist.


Mortgage Advice

First Home, Second Home, Holiday Home, Investment Property, Construction loan. I can help with all your home buying needs.

  • Investment Property Finance
  • Construction Loans
  • Non-Bank Lenders
  • Debt Consolidation
  • And more…

KiwiSaver Advice

A breakdown of KiwiSaver and some options on how to maximise your gains.

  • KiwiSaver for the Self-Employed
  • First Home Withdrawal
  • And more…

Online Meeting

I am able to meet with you over online platforms if you are unable to meet in person.

Available to meet at your location (or online):



Sunday Appointments available upon request
Monday 8.00am – 8.00pm
Tuesday 8.00am – 8.00pm
Wednesday 8.00am – 8.00pm
Thursday 8.00am – 8.00pm
Friday 8.00am – 8.00pm
Saturday Appointments available upon request

About Serina

Q. What inspired you to become a Mortgage Broker?

A. The idea of helping people towards their financial goals. I’ve always been interested in the property market. Being part of a growing industry. Work life balance.

Q. If you were Prime Minister for one day, what would you do?

A. Make law changes to help the small business owners of New Zealand. Providing incentives to those who hire unskilled and older workers. Provide free education to all.

Q. If you could have dinner with any three people (alive or dead), who would it be?

A. 1. Simon Sinek – he inspires me. 2. Wheezing Waiter – YouTuber that tries new habits for 30 days, recording his amusing findings. 3. Gordon Ramsay – I’m a foodie

Q. Complete this sentence: If I Wasn’t in Mortgage Broking, I would be…

A. A sales representative.

  • Sovereign Home Loans (AIA Sovereign)
  • Bank of China Limited

What Past Clients Say…

Serina was very professional and was realistic with me about what I could afford to take on now I’m heading towards retirement.

Serina Nicholson

New Home - New Plymouth

Serina went above and beyond trying to get a mortgage organized for us and although it didn’t eventuate it was through no fault of her ability or commitment.

Serina Nicholson

Review - B Davis, New Plymouth

Serina helped us get a mortgage even though we thought we couldn’t get one she made the whole process really easy, she was always just a phone call away and would call us back straight away, I love that now we have our mortgage Serina is still going to be advising us on other things thank you Seri…

Serina Nicholson

First Home - C Mckeown, New Plymouth

Serina was warm, friendly, experienced, professional, and super helpful. I would recommend her to anyone and all my family!

Serina Nicholson

Top-Up - A Thompson, New Plymouth

Serina Nicholson was absolutely amazing she went above and beyond for me, I would definitely recommend her to anyone she is the best person in the business 🙂

Serina Nicholson

First Home - A Bailey, New Plymouth

Serina was lovely throughout the whole experience. She quickly came back to us as we changed what we wanted and was easy and professional to deal with. Highly recommended.

Serina Nicholson

New Home - R Robinson, New Plymouth

Serina went above and beyond to help us. She was honest, friendly and genuinely wanted the best for our family. She actually ran the numbers for us initially about a year ago and had the integrity to tell us that it wasn’t worth moving banks at that time, forgoing her own commission. Then a few mo…

Serina Nicholson

Refinance - R Mace, New Plymouth

Serina was absolutely amazing, she made us feel empowered to make big decisions as she was so knowledgeable and experienced within her field. She was easy to communicate with and was so friendly. We now have a beautiful home that we adore, it’s all thanks to her! We would highly recommend her to anyon…

Serina Nicholson

First Home - D Naborisi, New Plymouth

Serina was very professional and helpful. She helped us to purchase our home. She communicates well and we felt she worked to get the best outcome for us. Its also the thoughtful extra services she provided that made it a personal experience with her.

Serina Nicholson

New Home - N Carrington, New Plymouth

Serina was amazing. Incredibly knowledgeable and patient with all my questions. She worked magic to get me and my partner into a home, and we cannot recommend her enough.

Serina Nicholson

First Home - New Plymouth

Serina has been so lovely to work with. As first home buyers it was nerve-wracking going into it, but Serina made sure to explain everything to us and really listened to what our goals were. We felt comfortable at every step with her guiding us. She was also very accommodating with organising meetings w…

Serina Nicholson

First Home - K Lopez, New Plymouth

Had a trickyone for the banks, as a contractor and a few other things going on it was difficult to get the banks to understand the situation.
Serina did a great job getting all the details in and a mortgage approved.

Serina Nicholson

New Purchase - New Plymouth

Serina is fantastic. Fast, good communication and helps explain the complicated terms in simple words and no judgement towards you and your finances.

Serina Nicholson

Refix - New Plymouth

Serina is amazing, she did everything she could to get the best outcome for me,  she was  so patient and gave me the gentle reminders I needed.  Thank you for your hard work.

Serina Nicholson

KiwiSaver - C Heathcote, New Plymouth

She was great. Great service, good time frame in getting back to us and always reachable.

Serina Nicholson

Refix - K Wright, New Plymouth

Serina was easy to work with, particularly regarding our time poor and geographically different circumstances. She often needed to conduct duplicate meetings for myself and husband at different times. All whilst liaising with the bank on our behalf to ensure their understanding of our position. Ngā mih…

Serina Nicholson

First Home - A Areli, New Plymouth

She’s very professional and advised us well, definitely one in a million, couldn’t have been happier with the outstanding service she provided. Serina is a very professional advisor, that offers service beyond expectations.

Serina Nicholson

First Home - D Kearley, New Plymouth

Serina was amazing from our initial contact right through to our house purchase. As first home buyers, we were new to the process and had many questions throughout. Serina was always available for support and was amazing at organising our application. 10/10, thank you Serina.

Serina Nicholson

First Home - C Boon, New Plymouth

Who can Serina help?

First Home Buyers

We help first home buyers achieve their dream of home ownership by reviewing their finances and helping them find the right loan. It’s never too early to start this process, and making plans early on can set you up for success.

Home Owners

Even if you already own a property, it’s a good idea to check that your mortgage is setup correctly.  We often find our clients can save thousands of dollars by simply re-arranging their mortgage and negotiating their interest rate.  We do this on our clients behalf at no cost.

Investment Properties

It doesn’t matter if you’re planning to build or simply buy an existing property. If you are looking to build your property portfolio, we are here to help and make sure you get it correct the first time.

“The Successful First Home Buyer”