Mortgage Deposit: Can I take out a loan to increase my deposit?
Date Published: 4 June 2024
As you may know from our other blogs, there are some key levels of deposit that you need to get to in order to buy a new home. The main…
Small Steps – Update Your KiwiSaver Contact Details
Date Published: 8 January 2024
If you have ever tried to tidy up your financial affairs, it can be overwhelming to try and do everything at once. Like most big projects, the best way to…
The worst financial decision you can make
Date Published: 7 January 2024
Saving is a long, slow process. That’s why so many of us are so bad at it. You could put $20 aside every week and after a year, you’ll have…
Fixing or Refixing Your Mortgage: Three Questions to Ask
Date Published: 2 November 2023
Fixing/refixing your mortgage isn’t as exciting as buying a new house. Or, for that matter, as exciting as getting a pizza coupon in the mail. But gives you a valuable…
App of the Month – Gaspy
Date Published: 12 August 2023
We all enjoy saving a bit of money, especially if you’re looking to buy your first home or if you’ve just got your first mortgage. There are all sorts of…
Better Budget – The Spindel Laundry Dryer
Date Published: 12 August 2023
At least once a month, we try to bring you an unusual outside-the-box method to save money. Recently we’ve introduced you to Pocketsmith.com and shown you how cleaning your heat…
Budgeting with PocketSmith
Date Published: 28 April 2023
If you’ve ever watched one of the Mortgage Lab’s webinars or Facebook livestreams, you will most likely have heard us rave about this app. It’s one of our favourites –…
Pocket money into KiwiSaver – how to maximise compound interest
Date Published: 16 August 2022
Could parents use KiwiSaver as a method for rewarding children in the form of pocket money? Read on to see how one of our clients is successfully doing it and…
It’s ok if you don’t understand the KiwiSaver Member Tax Credit…
Date Published: 12 June 2022
just don’t miss out on it. In order to grow your savings, you need to earn money. And you have to pay tax on that money. So, you might earn…
Better Budget – All About Your Heat Pump
Date Published: 24 May 2021
Heat pumps are great. They are efficient and quick to work. In fact, GenLess says that a heat pump is the most energy-efficient way of using electricity to heat your home.…
If you quit smoking, how fast could you pay down your mortgage?
Date Published: 3 February 2020
Smoking is a difficult habit to quit but there are some powerful motivators to do so. For some, it’s the wish to live a healthier, longer life. For others, it’s…