Deposits: How much do you need to buy your first home?
If you have less than 20% deposit, you are referred to (by the banks) as a Low Equity (or Deposit) Borrower. You are required to meet a different set of. Read more…
3 things you can do to get ready for your mortgage (no matter when you’re buying)
Order your Credit Report It’s free to order your own Credit Report and is a great insight into what the bank will know about you. See what loans are recorded. Read more…
Pay Down Your Mortgage Or Save Into Your KiwiSaver?
It’s a question we get asked a lot. If we have an extra amount of money in our salary, should we use the money to pay down our mortgage or. Read more…
Apartments: The Low-Down On High Rises
Apartments are a very tempting purchase, especially for first-home buyers. They tend to be lower cost and therefore much more within reach. But there are a few things to be. Read more…
6 Tips for Bidding at Auction
Auctions can be a little bit overwhelming. They’re meant to be. It’s why they result in higher prices for the Vendors. To help ease the stress, here are 6 quick. Read more…
Case Study – Break Costs
This month’s case study looks at a client that asked us to investigate breaking their current interest rates in order to restructure their mortgage. The clients – let’s call them. Read more…
Fixing Your Mortgage: 3 Questions To Ask
About 5 years ago, 80% of all mortgages were sitting on a floating rate. And with good reason. The interest rates were falling off a cliff. In a couple of. Read more…
Preparing For Your Mortgage – Documentation
Getting a mortgage can be stressful and a lot of that stress is caused by waiting for the bank to make their offer. You can significantly reduce wait time by. Read more…
5 Things To Know About Your Mortgage Pre-Approval Letter of Offer
Good news! You’ve completed your application, handed over a mountain of paperwork (just kidding, our system is paperless) and now you’re pre-approved for your mortgage! After a phone call from. Read more…
Ready To Buy: 3 Things Investment Property Buyers Can Do To Get Ready
So you’ve decided to purchase an investment property, here are first 3 things you can do to get the ball rolling.