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Posts Tagged ‘First Home’

How does getting a flatmate help with your mortgage?

Flatmates and Your Mortgage

So you’re looking to purchase. Could a flatmate help you purchase a more expensive house? Will a bank take that extra income into account? How much interest will flatmate income. Read more…

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5 Things You Need To Get Into Your First Home

In this day and age, where house prices are rapidly increasing, it is easy to think that home ownership is an impossible dream.  Before I became a mortgage adviser I. Read more…

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Deposit how much do you need for your first home

Deposits: How much do you need to buy your first home?

If you have less than 20% deposit, you are referred to (by the banks) as a Low Equity (or Deposit) Borrower.  You are required to meet a different set of. Read more…

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3 Things You Can Do To Get Ready For Your Mortgage

3 things you can do to get ready for your mortgage (no matter when you’re buying)

Order your Credit Report It’s free to order your own Credit Report and is a great insight into what the bank will know about you. See what loans are recorded. Read more…

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KiwiSaver, HomeStart Grant and Welcome Home Loan

KiwiSaver, HomeStart Grant and the Welcome Home Loan – FAQs

“My income is too high to be able to use KiwiSaver to purchase my first home”, was a comment made in passing to me today. Article written and submitted by. Read more…

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Where Am I Going To Find My Mortgage Deposit?

One of the simplest ways to grow your deposit is KiwiSaver. Below, we take a quick look at how quickly your deposit could grow and the numbers around this. Robyn. Read more…

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Preparing For Your Mortgage – Documentation

Getting a mortgage can be stressful and a lot of that stress is caused by waiting for the bank to make their offer. You can significantly reduce wait time by. Read more…

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Letter of Offer

5 Things To Know About Your Mortgage Pre-Approval Letter of Offer

Good news! You’ve completed your application, handed over a mountain of paperwork (just kidding, our system is paperless) and now you’re pre-approved for your mortgage! After a phone call from. Read more…

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Mortgage Deposit: Can I take out a loan to increase my deposit?

As you may know from our other blogs, there are some key levels of deposit that you need to get to in order to buy a new home. The main. Read more…

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property expert

Property Experts: who you need for a first home purchase

Surrounding yourself with property experts is not just a good idea; it’s absolutely necessary. And while it sounds expensive, you don’t have to go full-Thomas-Crown to get the advice you. Read more…

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