What is Price By Negotiation?
Date Published: 13 July 2023
Until recently, selling a house by Auction has been the most popular method of selling in Auckland. It takes advantage of the excitement in the market and pits buyers directly…
App of the month – Sun Seeker
Date Published: 13 July 2023
This month’s app that we love is called Sun Seeker. It is immensely useful and a very simple concept. With the world just waking up to Augmented Reality, this app…
Small Steps – Credit Report
Date Published: 13 July 2023
In today’s world, having a strong credit report is essential for achieving financial success. Your credit report not only determines your eligibility for loans and credit cards, but it also…
The Bank Said No to Your Investment Property (Credit Hurdle)
Date Published: 3 April 2023
It happens to almost everyone eventually. You walk into the bank and ask for money, either to buy a car, house, or business. But the bank declines you. Today we’ll…
The Bank Said No Because of My Income
Date Published: 3 April 2023
It happens to almost everyone eventually. You walk into the bank, and ask for an amount of money, either to buy a car, house, or business and the bank declines you. Today…
The Bank Declined My Investment Property Mortgage Application – Equity Hurdle
Date Published: 1 April 2023
It happens to almost everyone eventually. You walk into the bank, ask for an amount of money, either to buy a car, house or business and the bank declines you. We look…
6 Tips for Bidding at Auction
Date Published: 17 March 2023
Auctions can be an exciting and competitive way to purchase a property. However, the auction process can also be intimidating and stressful for unprepared people. To increase your chances of…
The Rule of 72: A Simple yet Powerful Financial Tool to Estimate Investment Growth
Date Published: 16 March 2023
The Rule of 72 is a widely-used financial concept that allows investors to estimate how long it will take for an investment to double in value, given a fixed annual…
Getting a Divorce and a Mortgage – Here’s What to Know
Date Published: 16 October 2022
Divorce is usually an incredibly stressful, time consuming and brain draining process. Conversations over dividing the kitchenware can be as tense as a peace treaty negotiation – yes, who gets…
Mortgagee Sales – What To Look Out For
Date Published: 16 August 2022
Property prices have increased significantly over the past few years but so have interest rates and with recent changes to the CCCFA, lending has gotten more difficult. It can be…
Calculating The Interest On Your Progress-Payment Construction
Date Published: 20 June 2022
Calculating the amount of interest expected in a progress-payment contract on a newly built house can sometimes seem daunting. In this article, we walk you through some easy calculations. Recently…
What is a Reverse Mortgage?
Date Published: 18 June 2022
Retirees often find themselves in a difficult financial position. Short on income but lots of equity, usually stored in their homes. A typical mortgage top-up won’t work in this scenario. …
Prepare, Don’t Panic – 3 things to do right now to prepare for a recession (and 1 thing you shouldn’t)
Date Published: 9 June 2022
What does a recession mean for home owners? The key problem in a recession is the lack of business confidence. Business owners lose clients and either downscale or freeze hiring. …
How Do Banks Calculate if I Can Afford an Investment Property?
Date Published: 29 May 2022
This article is available in Chinese here. If you’re looking into whether you can afford an investment property, you’re not alone. Owning rental properties is a common kiwi dream. Many…
银行如何计算我是否负担得起投资物业？
Date Published: 28 May 2022
拥有出租物业是新西兰人的普遍梦想。我们中的许多人都设想退休后会拥有几个或更多的永久业权财产，每周都会带来大量的钱来补充我们的养老金。
10 Things Homeowners Should Do Annually, But Don’t
Date Published: 27 May 2022
We love a good list, and a list of ten is universally acknowledged to be the best kind of list. So we’ve pulled together the 10 things home owners should…
All About Conveyancing
Date Published: 20 March 2022
When you’re buying a house, there are a lot of things to think about. One of the steps that is often a mystery for homebuyers is what happens with their…
What is the Housing Supply Bill About?
Date Published: 1 November 2021
Recently Labour and National shocked New Zealand by not only agreeing on something but also working together on a new housing bill: the Resource Management (Enabling Housing Supply and Other…