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What is the Housing Supply Bill About?

Date Published: 1 November 2021

Recently Labour and National shocked New Zealand by not only agreeing on something but also working together on a new housing bill: the Resource Management (Enabling Housing Supply and Other…

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Why are There Still Lots of Property Investors in the New Zealand Market?

Date Published: 28 October 2021

If you’re interested in property investment in New Zealand, you’re likely no stranger to the increased lending restrictions put in place this year. These restrictions were intended to discourage small…

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Interest Only Mortgages

Interest-Only Mortgages

Date Published: 24 August 2021

This article is current as at 1 September 2021. Interest-only mortgages can be the right strategy in certain circumstances. Unfortunately freeing up money in order to go on holiday isn’t…

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The Income Hurdle – Why Most Kiwi Investors Only Own a Single Investment Property

Date Published: 28 July 2021

For many of us, the game Monopoly informs our earliest understanding of how investment property works. And so we are given to believe that it’s fairly straightforward to grow from…

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Property Experts You Need on Your Team

Date Published: 27 July 2021

Surrounding yourself with property experts is not just a good idea; it’s absolutely necessary. And while it sounds expensive, you don’t need to be rolling in cash. In fact, in…

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Debt to Income Ratios: What Are They and How Are They Measured?

Date Published: 22 June 2021

On 16 June 2021, the Government announced that the Reserve Bank has been given the authority to use debt-to-income lending restrictions as another tool in the toolbox to help settle…

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Can I buy an investment property?

我可以购买投资物业吗?

Date Published: 5 May 2021

99%的新西兰人的梦想和目标是拥有房产。一旦实现了,人们通常就开始转向购买其第一笔投资物业。

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Changes to the Property Investment Rules

Date Published: 7 April 2021

On 23 March the government announced policy changes to the rules governing the property market. The intention behind these new rules is to reduce access to finance for property investors…

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物业投资规则的变更

Date Published: 7 April 2021

在3月23日政府宣布了对房地产市场规则的政策更改。这些新规定的目的是减少房地产投资者的融资渠道,以便为首次购房者提供更多机会。

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Revolving Credit Tax Trap for Investors

The Revolving Credit Tax Trap for Investors – Guest Blog

Date Published: 22 February 2021

Revolving Credit can be an excellent tool for both homeowners and property investors to reduce interest costs and speed up the repayment of their mortgages while keeping the availability of…

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How the 2020/2021 LVR Changes Affects You

Date Published: 16 February 2021

Updated 16th February 2021 It might feel like decades ago, but on 30th April 2020, the Reserve Bank announced the removal of LVR restrictions on banks in New Zealand.  In…

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Apartments: The Low-Down On High Rises

Date Published: 10 December 2020

Apartments are a very tempting purchase, especially for first-home buyers. They tend to cost less and therefore be much more within reach. And you can pretend you’re living in Manhattan,…

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A glossary of common mortgage terms

Date Published: 7 October 2020

Below is a list of standard mortgage terms to help buyers and investors understand the finance journey.  This list is taken from “The Successful First Home Buyer” book. Asking price…

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3 Things Investment Property Buyers Can Do To Get Ready

准备购买:首次置业者可以准备的三件事

Date Published: 30 August 2020

在买人生中的第一套房子过程中可能会令人困惑,准备好买房的关键是要有条理。以下三件事是您可以提前做,以准备申请房屋贷款。

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3 Things Investment Property Buyers Can Do To Get Ready

Ready To Buy: 3 Things Investment Property Buyers Can Do To Get Ready

Date Published: 30 August 2020

So you’ve decided to purchase an investment property, here are first 3 things you can do to get the ball rolling.

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Revolving Credit Tax Trap for Investors

循环信贷(Revolving Credit)与浮动贷款账户(Floating Mortgage Account)有什么区别?

Date Published: 20 July 2020

大多数业主都熟悉定期贷款。超过80%的新西兰房屋贷款是有固定期限的, 大多数的期限是1到2年。但很多人不清楚循环信贷和浮动贷款账户之间的区别。

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When to get your Accounts done

When to Get Your Business Accounts Done

Date Published: 31 March 2020

If you happen to be a salary earner, proving your income is relatively easy. As long as your employer issues decent quality payslips, you can provide the 3 most recent slips…

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OCR Announcement - 16th March 2020

OCR Announcement – 16th March 2020

Date Published: 16 March 2020

The Reserve Bank today announced that the OCR would be reduced by 0.75% to a new level of 0.25%. International markets around the world have been severely affected by the…

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