Stop looking at the performance of house prices
Date Published: 15 April 2020
Almost every potential house buyer, at some point, will utter some version of the words “what are house prices doing at the moment?”. It’s an understandable concern. You don’t want…
When to Get Your Business Accounts Done
Date Published: 31 March 2020
If you happen to be a salary earner, proving your income is relatively easy. As long as your employer issues decent quality payslips, you can provide the 3 most recent slips…
Bank Relief Packages and Mortgage Holidays
Date Published: 26 March 2020
Article current as of 1st April 2020 (no April Fools jokes are contained – all information accurate) With the recent announcements with bank relief packages and mortgage holidays, we are…
2 Bank Account Tips The Banks Will Never Tell You
Date Published: 21 March 2020
Banks are businesses and their goal is to make money and become the leading brand in the industry. This is the same goal as most other businesses and their reputation…
OCR Announcement – 16th March 2020
Date Published: 16 March 2020
The Reserve Bank today announced that the OCR would be reduced by 0.75% to a new level of 0.25%. International markets around the world have been severely affected by the…
How Does A Student Loan Affect A Mortgage Pre-Approval?
Date Published: 15 March 2020
First home buyers are often nervous about the size of their Student Loan and how it will affect their chance of getting a mortgage. But how much does it really…
How much does a Credit Card affect your lending?
Date Published: 1 March 2020
Kiwis like Credit Cards… a lot. If you’ve got 10 minutes, you could get one online right now (don’t). And the price for easily-acquired, unsecured debt is usually ~20% p.a.…
If you quit smoking, how fast could you pay down your mortgage?
Date Published: 3 February 2020
Smoking is a difficult habit to quit but there are some powerful motivators to do so. For some, it’s the wish to live a healthier, longer life. For others, it’s…
KiwiSaver, First Home Grant and the First Home Loan – FAQs
Date Published: 14 April 2019
“My income is too high to be able to use KiwiSaver to purchase my first home”, was a comment made in passing to me today. Article written and submitted by…
City Focus – Tauranga
Date Published: 12 June 2018
This month our Mortgage Advisers take a good look at the property sector in the beautiful city of Tauranga. Tauranga Property Prices It would be fair to say that property…
Your mortgage rate is 8%
Date Published: 26 April 2018
Repeat after me.“The interest rate I pay on my mortgage is 8%…”“The interest rate I pay on my mortgage is 8%…” No it’s not You’re right, it probably isn’t. If…
Meth and investment properties – it’s worse than you think
Date Published: 29 May 2017
If you’re looking in the property market at the moment, you’ve no doubt come across the dire warnings surrounding methamphetamine, meth or “P”. The chemical process for making P is incredibly…